Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

Personetics Explores How To Make AI Banking Work For The Bank

Personetics Explores How To Make AI Banking Work For The Bank
Personetics Explores How To Make AI Banking Work For The Bank
October 01, 2018  |  B2B Payments

As financial institutions (FIs) invest in technology in an effort to position themselves more competitively against FinTech firms, the development of so-called chat bots and...

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In The Drive To Modernize Treasury Ops, Mind The Gap
In The Drive To Modernize Treasury Ops, Mind The Gap
September 25, 2018  |  Cybersecurity

All business investment involves trade-offs. When it comes to cash management, figuring out what is "nice to have" versus "need to have" can be a...

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FinTech Firms Courted Abroad, Legal Spat Marks US Bank Charters
FinTech Firms Courted Abroad, Legal Spat Marks US Bank Charters
September 18, 2018  |  B2B Payments

From Abu Dhabi to Singapore, government efforts are underway to court FI/FinTech collaborations. In NY, salvos of lawsuits are being lobbed over FinTech banking charters....

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DEEP DIVE: How Banks Use Data To Build Customer Profiles
DEEP DIVE: How Banks Use Data To Build Customer Profiles
September 14, 2018  |  Cybersecurity

PYMNTS examines the latest threats to digital banking platforms, and how FIs are looking to stop fraudsters in their trackers.

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RBC Takes An Intelligence-Driven Approach To Bank Security
RBC Takes An Intelligence-Driven Approach To Bank Security
September 13, 2018  |  Cybersecurity

Bank branch visits are expected to decline 36 percent by 2023, as consumers embrace speedier banking on-the-go. But catering to demand for convenience is also...

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NEW REPORT: Is Security Holding Omnichannel Banking Back?
NEW REPORT: Is Security Holding Omnichannel Banking Back?
September 12, 2018  |  Cybersecurity

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Xero Braces For Bank Integrations With New API
Xero Braces For Bank Integrations With New API
September 07, 2018  |  B2B Payments

Small business accounting software provider Xero is bracing for a slew of bank and FinTech integrations with the launch of its Open Banking API, according...

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Open Banking Gains More Investment And Government Attention
Open Banking Gains More Investment And Government Attention
August 21, 2018  |  Bank Regulation

The open banking wave is starting to spread. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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