Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

Open Banking Series: Payments Versus Infrastructure
Open Banking Series: Payments Versus Infrastructure
January 12, 2022  |  Digital Banking

Open banking is synonymous with innovation in the banking sector and especially in the payment industry. Get the Full Story Complete the form to unlock...

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PBOC Has Open Banking, Supervision, Regulation on 2022-2025 FinTech Agenda
PBOC Has Open Banking, Supervision, Regulation on 2022-2025 FinTech Agenda
January 10, 2022  |  International

On Friday (Jan. 7), the People’s Bank of China released its Financial Science and Technology Plan for 2022-2025, which aims to support the growth of...

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10 Ways Regulation Could Shake Up the Digital Economy in 2022
10 Ways Regulation Could Shake Up the Digital Economy in 2022
January 05, 2022  |  Regulation

In 2021, regulators and policymakers around the world launched different regulatory initiatives on a wide range of topics from FinTech to crypto, privacy and artificial...

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FinTech Automation Partners with Finicity to Use Open Banking Data on Infrastructure-as-a-Service Offering
FinTech Automation Partners with Finicity to Use Open Banking Data on Infrastructure-as-a-Service Offering
January 04, 2022  |  Partnerships

Infrastructure-as-a-Service platform FinTech Automation (FTA) signed an agreement with Mastercard company Finicity on Tuesday (Jan. 4) to access consumer information for secure account validation and...

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Rocket’s Truebill Acquisition Aimed at Getting Beyond ‘Episodic’ Mortgage Relationships
Rocket’s Truebill Acquisition Aimed at Getting Beyond ‘Episodic’ Mortgage Relationships
January 04, 2022  |  Loans

When the parent of Rocket Mortgage announced late last month it was spending roughly $1.3 billion in cash to purchase the personal finance site Truebill and...

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The Open Banking Opportunity at the Intersection of Data and Payments
The Open Banking Opportunity at the Intersection of Data and Payments
January 03, 2022  |  Digital Banking

Open banking may be seen as a buzzword in the banking and payment industries. Get the Full Story Complete the form to unlock this article...

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Regulation Meets Technology in 2022 as FinTech, BigTech and Crypto Prep for New Rules
Regulation Meets Technology in 2022 as FinTech, BigTech and Crypto Prep for New Rules
January 03, 2022  |  Regulation

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Open Banking Series: Market-Driven vs. Regulatory-Driven
Open Banking Series: Market-Driven vs. Regulatory-Driven
December 22, 2021  |  Digital Banking

Today, in TechREG, we start a series of articles about open banking and its regulatory challenges and opportunities. In this article, we explain the two...

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EMEA Daily: Europe to Account for 28% of X-Border eCommerce in 2022, French Payments Firm Numeral Snags $14.7M
EMEA Daily: Europe to Account for 28% of X-Border eCommerce in 2022, French Payments Firm...
December 21, 2021  |  International

In today’s top Europe, Middle East and Africa news, Europe is set to account for 28% of cross-border eCommerce in 2022, while French payments firm...

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