Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

Today In Payments: Scammers Target Used Car Buyers; California Voters Uphold Gig Worker Status
Today In Payments: Scammers Target Used Car Buyers; California Voters Uphold Gig Worker Status
November 04, 2020  |  News

In today’s top news, scammers are targeting used car buyers amid an uptick in digital sales, and California voters passed a proposition that upholds gig...

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Merchants Ready For Open Banking — And Its New Laws — To Impact US Rollout
Merchants Ready For Open Banking — And Its New Laws — To Impact US Rollout
November 04, 2020  |  Digital-First Banking

In its March 2020 brief “Developments in Open Banking and APIs: Where Does the U.S. Stand?”, the Federal Reserve Bank of Boston said, “To date,...

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No Open And Shut Path For Open Banking As CFPB Mulls Rules
No Open And Shut Path For Open Banking As CFPB Mulls Rules
November 03, 2020  |  Digital-First Banking

If data is the oil that brings change to financial services, the pipelines are increasingly under scrutiny. Get the Full Story Complete the form to...

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Deep Dive: How Understanding Open Banking Rules Can Help Merchants Gain Consumers’ Trust
Deep Dive: How Understanding Open Banking Rules Can Help Merchants Gain Consumers’ Trust
November 03, 2020  |  Bank Regulation

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Adding Banking To The Mix Of Growing Digital SMB Ecosystems
Adding Banking To The Mix Of Growing Digital SMB Ecosystems
November 02, 2020  |  B2B Payments

The pandemic has altered the business banking landscape, in more significant ways than one. Get the Full Story Complete the form to unlock this article...

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Why Merchants Must Keep An Eye On Changing Data Privacy Perceptions
Why Merchants Must Keep An Eye On Changing Data Privacy Perceptions
November 02, 2020  |  Bank Regulation

Eighty-seven percent of Americans believe data privacy is a basic right, so merchants can’t afford to miss the mark on safeguarding consumers’ information. Michael Reidbord,...

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REPORT: Consumer Privacy Concerns Demand Regulatory Compliance
REPORT: Consumer Privacy Concerns Demand Regulatory Compliance
October 30, 2020  |  Bank Regulation

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US Inches Toward Open Banking With CFPB Notice
US Inches Toward Open Banking With CFPB Notice
October 29, 2020  |  B2B Payments

With more and more FinTechs introducing their own banking services, the competition is heating up. Get the Full Story Complete the form to unlock this...

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Embedded Financing Helps Asia’s SMBs Weather Cash Flow Challenges
Embedded Financing Helps Asia’s SMBs Weather Cash Flow Challenges
October 07, 2020  |  B2B Payments

To smooth cash flow headwinds, small- to medium-sized businesses (SMBs) can benefit from access to financing through digital-only channels. Get the Full Story Complete the...

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