Pay Later Plans

Paycheck-to-Paycheck High Earners Could Seek Relief in Credit Card Installments
Paycheck-to-Paycheck High Earners Could Seek Relief in Credit Card Installments
April 02, 2025  |  Consumer Insights

Flexibility is the best weapon against uncertainty, especially during times of economic uncertainty. We pivot in the face of inflation, adjust our discretionary spending, trade...

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Holiday Spending Surge: 60M US Shoppers Swayed by Upfront Pay Later Options
Holiday Spending Surge: 60M US Shoppers Swayed by Upfront Pay Later Options
November 21, 2024  |  Shopping

Merchants have a critical opportunity to capture consumer spending by strategically positioning pay later options. But do merchants miss out due to delaying visibility? Yes....

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New Data: Half of Consumers Would Switch Merchants for Access to Card-Linked Installments
New Data: Half of Consumers Would Switch Merchants for Access to Card-Linked Installments
August 05, 2024  |  Consumer Payments

Consumers are interested in options that help them manage their finances better. Many are turning to pay later plans for this reason. Installment plans linked...

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New Data: Timing Is Key to Success of Installment Plan Offers
New Data: Timing Is Key to Success of Installment Plan Offers
July 18, 2024  |  Consumer Payments

The popularity of pay later plans has been on the rise. Consumers are becoming more aware of options such as buy now, pay later (BNPL)...

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Why Merchants Prefer Card-Linked Pay Later Options
Why Merchants Prefer Card-Linked Pay Later Options
June 21, 2024  |  Consumer Payments

Merchants are increasingly recognizing the value of offering general-purpose credit card-linked installment plans. In fact, 37% of merchants now provide these installment plans at checkout....

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