Paycheck-to-Paycheck Report

More than Half of High-Income Consumers Now Live Paycheck to Paycheck
More than Half of High-Income Consumers Now Live Paycheck to Paycheck
January 30, 2023  |  Consumer Finance

As we move into 2023, inflation and economic uncertainty remain top concerns for most U.S. consumers. In the past 12 months, increasing prices for everything...

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High Prices Trigger Intentional Consumer Pull Back in Big Ticket Items
High Prices Trigger Intentional Consumer Pull Back in Big Ticket Items
December 28, 2022  |  Retail

Inflation and recession jitters are cutting into the spending of households that aren’t living paycheck-to-paycheck, a sign of growing uncertainty among those with disposable income...

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60% of Consumers Say Discounts Will Determine Holiday Shopping Loyalty 
60% of Consumers Say Discounts Will Determine Holiday Shopping Loyalty 
December 01, 2022  |  Retail

A new study shows price is everything as budget-minded decisions are consumers’ top drivers. In the latest edition of “New Reality Check: The Paycheck-To-Paycheck Report:...

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D2C Coffee Brands Use BNPL as Upsell Tool to Drive Premium Purchases
D2C Coffee Brands Use BNPL as Upsell Tool to Drive Premium Purchases
November 22, 2022  |  Retail

With the growth of direct-to-consumer (D2C) options enabling coffee drinkers to access increasingly niche, increasingly boutique products, prices have been rising for higher-end brands and...

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Holiday Shoppers Shift from Dining Out to Food at Home
Holiday Shoppers Shift from Dining Out to Food at Home
November 18, 2022  |  Commerce Connected

As inflation continues to rise, consumers are becoming more frugal in their holiday food spending, shifting away from dining out at restaurants towards more cost-effective...

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Savings Not Enough to Blunt Paycheck-to-Paycheck Pressures
Savings Not Enough to Blunt Paycheck-to-Paycheck Pressures
August 29, 2022  |  Economy

The paycheck-to-paycheck consumer won’t — and in fact, cannot — be saved by savings. Inflation still is rampant, hovering between 8% to 9%, eating away...

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The Data Point: Financial Stressors Hammer 65% of Paycheck-to-Paycheck Consumers
The Data Point: Financial Stressors Hammer 65% of Paycheck-to-Paycheck Consumers
June 28, 2022  |  Consumer Finance

An inflationary shock is adding to the difficulties of consumers living paycheck-to-paycheck, often with little or no savings, with challenging life events compounding these problems....

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