payment rails

A payment rail is a payment platform or a payment network that moves money from a payer to a payee. Either party could be a consumer or business, and both parties are able to move funds on the network. Credit card rails are the credit card payment system.

Source: en.wikipedia.org

PACE Act Would Open Fed Payment Rails to FinTechs

PACE Act Would Open Fed Payment Rails to FinTechs
PACE Act Would Open Fed Payment Rails to FinTechs
April 21, 2026  |  Politics

New proposed federal legislation would give more financial institutions access to federal payment systems. Get the Full Story Complete the form to unlock this article...

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6 in 10 Banks Turn to Payments Hubs to Speed Money Movement
6 in 10 Banks Turn to Payments Hubs to Speed Money Movement
April 07, 2026  |  Payments Innovation

Banks may find that the next phase of payments competition is less about adding new rails and more about making all rails feel like one...

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There’s a New Standards War Brewing Around Identity, Data and Payments
There’s a New Standards War Brewing Around Identity, Data and Payments
January 26, 2026  |  Payments Innovation

The modern economy is running on integration debt. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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3 Things Payment Stakeholders Can All Agree On About Stablecoins
3 Things Payment Stakeholders Can All Agree On About Stablecoins
April 15, 2025  |  Cryptocurrency

The payments industry is no stranger to disruption. But it has long had the same strategy for it: rely on the key foundations of trust,...

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The State of the Stablecoin as a Payment Mechanism
The State of the Stablecoin as a Payment Mechanism
January 14, 2025  |  Blockchain

For years, crypto has had its adherents and investors. But it was never truly taken seriously by the traditional financial sector and its composite institutions,...

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Missing Pieces: What the Pundits Get Wrong About the DOJ Debit Interchange Lawsuit Against Visa
Missing Pieces: What the Pundits Get Wrong About the DOJ Debit Interchange Lawsuit Against Visa
October 01, 2024  |  VISA

After listening to and scrolling through days of “expert” commentary about the lawsuit filed by the DOJ against Visa over debit interchange, I feel compelled...

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Bank of England: CHAPS Payment System Service Restored After Outage
Bank of England: CHAPS Payment System Service Restored After Outage
July 18, 2024  |  Payment Methods

The Bank of England said Thursday (July 18) that a global payments issue that was affecting CHAPS, the United Kingdom’s high-value payment system, is now resolved. Get...

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Ad Hoc Payments Reach 30% of AP Dollar Volume for Enterprise SMBs
Ad Hoc Payments Reach 30% of AP Dollar Volume for Enterprise SMBs
June 11, 2024  |  Accounts Payable

Thanks in part to the influx of gig workers and demands of key industries, enterprise small- to medium-sized business (SMB) payers are sending 28% more...

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Account-to-Account Payments Have a Branding Problem
Account-to-Account Payments Have a Branding Problem
June 09, 2023  |  Payment Methods

Business has a way of creating an alphabet soup of abbreviations and marketing names for financial products, and that’s certainly the case with account-to-account, or...

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