PYMNTS News

Banks Face New Gen Z Credit Test as BNPL Use Spreads

Banks Face New Gen Z Credit Test as BNPL Use Spreads
Banks Face New Gen Z Credit Test as BNPL Use Spreads
May 19, 2026  |  BNPL

Generation Z now holds the lowest average credit score of any generation, 676 according to FICO, down three points in one year. Get the Full...

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Demand for Always-On Commerce Strains Legacy Credit Platforms
Demand for Always-On Commerce Strains Legacy Credit Platforms
May 19, 2026  |  Artificial Intelligence

Change is endemic to payments. But that doesn’t mean legacy environments can always keep up. Get the Full Story Complete the form to unlock this...

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81% of Consumers Say Smart Embedded Offers Could Shape Where They Shop
81% of Consumers Say Smart Embedded Offers Could Shape Where They Shop
May 19, 2026  |  Consumer Insights

The next fight for consumer loyalty may start before checkout, when shoppers are still deciding what belongs in the cart. Get the Full Story Complete...

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The Issuers Pulling Ahead Are Building Into Customers’ Money Flows
The Issuers Pulling Ahead Are Building Into Customers’ Money Flows
May 19, 2026  |  Credit Cards

The competition among card issuers is no longer centered only on rewards rates or promotional offers. Increasingly, it is about whether an issuer can become...

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AI Fraud Turns Big Companies Into Bigger Targets
AI Fraud Turns Big Companies Into Bigger Targets
May 19, 2026  |  Fraud Prevention

Conventional wisdom has long held that larger enterprises possess natural advantages in cybersecurity and fraud prevention. Bigger budgets, deeper technical teams and greater access to...

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BBVA Takes Its Banking Experience Into ChatGPT
BBVA Takes Its Banking Experience Into ChatGPT
May 18, 2026  |  Artificial Intelligence

Most banks build an app and ask customers to come to them. BBVA is trying something different. The Spanish banking group launched a conversational app...

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Publicis Aims to Create Smarter AI Agents With $2 Billion LiveRamp Deal
Publicis Aims to Create Smarter AI Agents With $2 Billion LiveRamp Deal
May 18, 2026  |  Artificial Intelligence

French advertising company Publicis has acquired artificial intelligence data platform LiveRamp. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Revolut Launches Physical Crypto Debit Card Amid Rising Transaction Volume
Revolut Launches Physical Crypto Debit Card Amid Rising Transaction Volume
May 18, 2026  |  Cryptocurrency

Revolut unveiled Monday (May 18) its first physical cryptocurrency debit card, a move that follows a notable increase in industry-wide card usage and transaction volumes....

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