The Data Point

Report Finds More Than One-Third of Small Business Shoppers Manually Enter Payment Data

Report Finds More Than One-Third of Small Business Shoppers Manually Enter Payment Data
Report Finds More Than One-Third of Small Business Shoppers Manually Enter Payment Data
May 27, 2025  |  SMBs

To thrive in today’s fragmented retail landscape, small and medium-sized businesses must close the digital divide and embrace unified commerce strategies. Get the Full Story...

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Over Half of CFOs Turn to Third-Party Solutions Amid Economic Uncertainty
Over Half of CFOs Turn to Third-Party Solutions Amid Economic Uncertainty
May 23, 2025  |  CFO

Facing persistent economic headwinds and business challenges, CFOs are abandoning traditional strategies in favor of technological adoption and external partnerships to navigate market uncertainty and...

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Report Shows 70% of US P2P Payments Are Mobile
Report Shows 70% of US P2P Payments Are Mobile
May 21, 2025  |  Digital Payments

While U.S. consumers enthusiastically embrace digital wallets for sending money to friends and family, they notably trail several other developed nations in adopting mobile payments...

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25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
May 20, 2025  |  Consumer Insights

Contrary to perceptions of financial irresponsibility, a significant portion of subprime borrowers actively and strategically use credit to improve their financial standing, revealing an underserved...

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US In-Store Mobile Wallet Use Sees 4.3% Increase Since 2022
US In-Store Mobile Wallet Use Sees 4.3% Increase Since 2022
May 16, 2025  |  Mobile Wallets

While U.S. consumers are rapidly embracing mobile wallets for peer-to-peer payments, their adoption for in-store transactions still lags behind many international counterparts, highlighting a dichotomy...

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40% of Subprime Borrowers Have Applied for BNPL
40% of Subprime Borrowers Have Applied for BNPL
May 14, 2025  |  Buy Now Pay Later

Despite significant systemic barriers, consumers classified as subprime remain active participants in the credit market, seeking both traditional products and alternative options to manage finances...

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US BNPL Transactions Hit $175 Billion Amid Shifting Consumer Demands
US BNPL Transactions Hit $175 Billion Amid Shifting Consumer Demands
May 13, 2025  |  BNPL

The traditional pillars of consumer credit are undergoing a profound transformation as “pay later” options, once a niche for specific shoppers, are now redefining how...

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Nearly 9 in 10 Job Posting Scams Impersonate Trusted Company Brands
Nearly 9 in 10 Job Posting Scams Impersonate Trusted Company Brands
May 12, 2025  |  Security & Fraud

In a financial landscape marked by sophisticated threats, a new report highlights how malicious actors are adopting highly personalized strategies, mirroring legitimate business practices, to...

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Nearly 100% of Consumers Globally Engage Digitally Monthly
Nearly 100% of Consumers Globally Engage Digitally Monthly
May 08, 2025  |  Consumer Insights

Digital activity is becoming nearly ubiquitous across the globe, though the intensity and nature of engagement reveal significant disparities linked to demographics, geography and infrastructure,...

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