The Data Point

55% of Gen Z Lets Installment Payment Options Influence Healthcare Choices

55% of Gen Z Lets Installment Payment Options Influence Healthcare Choices
55% of Gen Z Lets Installment Payment Options Influence Healthcare Choices
September 04, 2026  |  Healthcare

Installment plans can turn the first financed purchase into a lasting shopping habit, giving merchants a chance to win repeat business well beyond the original...

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23% of Bridge Millennials Use 4 or More Financial Coping Tactics
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
June 30, 2026  |  Consumer Insights

Rising costs are pushing younger consumers to work harder at money management, even as fewer Americans say their coping strategies are actually helping. Get the...

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70% of Consumers Pick Retailers Based on Payment Options
70% of Consumers Pick Retailers Based on Payment Options
June 26, 2026  |  Checkout Conversion

Only about 20% of businesses appear ready for the next phase of shopping, where AI agents may help consumers find, compare and buy products before...

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The Data Behind Why Sentiment Misses the Spending Story
The Data Behind Why Sentiment Misses the Spending Story
June 24, 2026  |  Consumer Finance

The most useful signal in consumer spending may not be how Americans feel about the economy. It may be how much room they have to...

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Subprime Revolvers Fall 12 Points as Borrowers Shift How They Pay
Subprime Revolvers Fall 12 Points as Borrowers Shift How They Pay
June 23, 2026  |  Consumer Finance

A notable shift is showing up in the finances of subprime consumers: fewer of them are regularly carrying credit card balances month after month, suggesting...

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23% of CFOs See Stablecoins Gaining Ground
23% of CFOs See Stablecoins Gaining Ground
June 17, 2026  |  Cryptocurrency

Stablecoins may be finding their lane with chief financial officers, not as a financial revolution, but as a controlled way to move money through more...

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When Consumers Stop Believing They’ll Be Approved
When Consumers Stop Believing They’ll Be Approved
June 10, 2026  |  Credit Cards

Secured credit is getting a second look because many consumers are losing confidence that traditional credit will be available when they need it. Get the...

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Digital Shift Gives Amazon 27% Edge in Discretionary Spend
Digital Shift Gives Amazon 27% Edge in Discretionary Spend
June 09, 2026  |  Retail

As shoppers put more of their budgets toward essentials, Amazon and Walmart are starting to play more distinct roles in American retail. Get the Full...

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