The Data Point

Inflation Concerns Sideline Small Business Borrowing
Inflation Concerns Sideline Small Business Borrowing
March 15, 2024  |  SMBs

With the news that inflation climbed upward last month, many small- to medium-sized businesses (SMBs) may find themselves walking a tightrope with even fewer safety nets...

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Consumers Spend More at Restaurants When Using Digital Wallets
Consumers Spend More at Restaurants When Using Digital Wallets
March 14, 2024  |  Digital Payments

Digital wallets — such as Apple Pay and Google Pay, which use near-field communication tags, and Amazon Pay and PayPal, which use QR codes —...

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Operational Innovations Drive Software Publishing Marketplaces
Operational Innovations Drive Software Publishing Marketplaces
March 13, 2024  |  Innovation

The software publishing industry is in a state of flux right now as it embraces embedded finance to facilitate new growth — and many payment...

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Optimism in Fleet and Mobility Sector Fuels Use of Working Capital
Optimism in Fleet and Mobility Sector Fuels Use of Working Capital
March 12, 2024  |  Business

All companies in growth mode need access to capital, whether to fund short-term operational needs, mitigate unexpected expenses or execute plans for growth. One key...

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Acquirers Eye Expansion of Installment Payment Plans Amid Consumer Demand
Acquirers Eye Expansion of Installment Payment Plans Amid Consumer Demand
March 08, 2024  |  Payment Methods

Acquirers — the financial institutions that provide the infrastructure for merchants and businesses to accept card payments — operate behind the scenes but can play...

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eCommerce Merchants Fail to Connect Failed Payments and Fraud
eCommerce Merchants Fail to Connect Failed Payments and Fraud
March 08, 2024  |  Fraud Prevention

Despite the many fraudsters on the prowl seeking to exploit any vulnerabilities they can find in the payments ecosystem, only about one-third of eCommerce merchants...

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85% Say Connected Devices Make Multitasking Easier at Work
85% Say Connected Devices Make Multitasking Easier at Work
March 07, 2024  |  Connected Economy

Chances are pretty good that you are reading this article while you are at work. And although your boss may not be thrilled to hear...

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New Data: Security Concerns Overshadow Convenience in ‘Everyday App’ Debate
New Data: Security Concerns Overshadow Convenience in ‘Everyday App’ Debate
March 06, 2024  |  Security & Fraud

More consumers than ever now rely on mobile apps to manage their daily chores. PYMNTS Intelligence found that a growing percentage of Americans click on...

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Retail Payments Acceptance Presents Innovation Roadblocks
Retail Payments Acceptance Presents Innovation Roadblocks
March 05, 2024  |  Payments Innovation

Among the many payment acceptance tools now available, embedded solutions provided by a variety of payment facilitators (PayFacs) have become increasingly popular among marketplaces and...

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