The Data Point

38% of Credit Union Members Want BNPL From Their FI

38% of Credit Union Members Want BNPL From Their FI
38% of Credit Union Members Want BNPL From Their FI
April 10, 2026  |  Credit Unions

Credit unions have a fresh opening in buy now, pay later (BNPL), and it is less about launching another loan product than helping members make...

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68% of Banks Increase Fraud Defense Spending as Account Takeovers Spike
68% of Banks Increase Fraud Defense Spending as Account Takeovers Spike
April 09, 2026  |  Fraud Prevention

Banks are learning that fraud defense is no longer just about stopping losses after the fact. The bigger shift in the latest data is that...

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6 in 10 Banks Turn to Payments Hubs to Speed Money Movement
6 in 10 Banks Turn to Payments Hubs to Speed Money Movement
April 07, 2026  |  Payments Innovation

Banks may find that the next phase of payments competition is less about adding new rails and more about making all rails feel like one...

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42% of CFOs Express Interest in Stablecoins as Payments Use Cases Grow
42% of CFOs Express Interest in Stablecoins as Payments Use Cases Grow
April 06, 2026  |  Blockchain

A growing number of CFOs are taking a closer look at stablecoins, as practical tools for moving money. Get the Full Story Complete the form...

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86% of Companies Say Embedded Finance Boosts Financial Performance
86% of Companies Say Embedded Finance Boosts Financial Performance
April 02, 2026  |  Payments Innovation

A year ago, embedded finance was often framed as a feature. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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72% of Gen Z Feels Financial Strain and Credit Unions See an Opening
72% of Gen Z Feels Financial Strain and Credit Unions See an Opening
April 01, 2026  |  Credit Unions

A recent PYMNTS Intelligence report suggests that the biggest opening for credit unions with Gen Z may not be basic digital access, but the chance...

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50% of Consumers Struggle With Daily Costs as Generations Take Different Paths
50% of Consumers Struggle With Daily Costs as Generations Take Different Paths
March 31, 2026  |  Consumer Insights

Americans across age groups are feeling the same economic squeeze, but the way they respond is starting to reveal a sharper generational divide. Get the...

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Gen Z Digital Wallet Use Climbs 21% as Budgets Tighten
Gen Z Digital Wallet Use Climbs 21% as Budgets Tighten
March 30, 2026  |  Consumer Insights

Financial stress is doing more than pushing consumers to hunt for lower prices. It is also changing how they organize purchases, where they shop and...

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74% of Embedded Finance Platforms Report Less Fraud
74% of Embedded Finance Platforms Report Less Fraud
March 27, 2026  |  Fraud Prevention

A finding from a new PYMNTS security report suggests that the technology expanding fraud risk in business payments may also hold its most promising solution....

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