The Data Point

85% of Merchants Say Fraud Tools Must Reduce Checkout Friction
85% of Merchants Say Fraud Tools Must Reduce Checkout Friction
March 24, 2026  |  Fraud Prevention

Merchants fighting fraud increasingly face a strategic challenge that extends beyond blocking criminals. The real task is protecting revenue while keeping checkout smooth for legitimate...

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54% of B2B Platforms Report Revenue Gains From Embedded Finance
54% of B2B Platforms Report Revenue Gains From Embedded Finance
March 12, 2026  |  B2B Payments

A growing number of B2B platforms are discovering that financial services built directly into their software are becoming a powerful engine for growth. The finding...

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71% of Services Firms Cite AI Skill Gaps
71% of Services Firms Cite AI Skill Gaps
March 10, 2026  |  Artificial Intelligence

Just months before Block’s dramatic announcement of letting go of 40% of its workforce, a growing number of large companies said they were ready for...

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68% of Banks Turn to AI as Fraud Outpaces Rule-Based Systems
68% of Banks Turn to AI as Fraud Outpaces Rule-Based Systems
March 05, 2026  |  Fraud Prevention

Unauthorized-party fraud has reclaimed center stage, reversing last year’s pattern and reshaping how banks think about risk. That is the core shift in the “2025 State...

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98% of US Product Leaders Expect Gen AI to Improve Workflows
98% of US Product Leaders Expect Gen AI to Improve Workflows
March 04, 2026  |  Artificial Intelligence

Generative AI is cementing its status as a near-term operating upgrade for U.S. product chiefs, with rising confidence that it can speed work while also...

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59% of Product Leaders Say Tariffs Are Rewriting Innovation Roadmap
59% of Product Leaders Say Tariffs Are Rewriting Innovation Roadmap
March 03, 2026  |  Business

What’s next for tariffs is, in a word, uncertain. In the wake of the Friday (Feb. 20) Supreme Court decision striking down most of the...

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52% of Small Businesses Don’t Revolve Their Credit Card Balances
52% of Small Businesses Don’t Revolve Their Credit Card Balances
March 02, 2026  |  SMBs

Small businesses are treating credit cards less like a backup and more like a flexible operating tool, and the way they use them is starting...

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Healthy Small Businesses Report 42-Point Edge in Card Approval Confidence
Healthy Small Businesses Report 42-Point Edge in Card Approval Confidence
February 25, 2026  |  SMBs

Small businesses are not just borrowing to survive. They are using credit cards as operating systems, and they are willing to pay for features that...

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Planned Purchases Rise as Financial Stress Eases, Study Finds
Planned Purchases Rise as Financial Stress Eases, Study Finds
February 23, 2026  |  Consumer Finance

Many Americans are turning themselves down for credit before a lender ever does. That is the through line of “Consumer Credit Economy: Strategy vs. Spontaneity—Navigating the...

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