tokenization

Tokenization, when applied to data security, is the process of substituting a sensitive data element with a non-sensitive equivalent, referred to as a token, that has no extrinsic or exploitable meaning or value. The token is a reference that maps back to the sensitive data through a tokenization system.

Fed, BIS See Smart Contracts Transforming Central Bank Liquidity Management

Fed, BIS See Smart Contracts Transforming Central Bank Liquidity Management
Fed, BIS See Smart Contracts Transforming Central Bank Liquidity Management
May 22, 2025  |  Banking

The digitization of money, and the movement to decentralized finance, begs the question: What happens to financial institutions, central banks and central banking policy? The...

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Kraken to Launch Tokenized Stocks and ETFs Outside US
Kraken to Launch Tokenized Stocks and ETFs Outside US
May 22, 2025  |  Blockchain

Cryptocurrency exchange Kraken is reportedly set to start rolling out tokenized equities that will be available to customers in Europe, Latin America, Africa and Asia...

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Ant International Helps HSBC Hong Kong Offer Tokenized Deposits
Ant International Helps HSBC Hong Kong Offer Tokenized Deposits
May 22, 2025  |  Banking

Ant International has teamed with HSBC on the bank’s tokenized deposit service in Hong Kong. The service is designed to support treasury management via real-time, “always-on” Hong Kong...

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Visa Debuts Program to Help Businesses Embed Payments
Visa Debuts Program to Help Businesses Embed Payments
May 21, 2025  |  Payment Methods

Visa launched Visa Commercial Integrated Partners, a program to help businesses embed payments into their products and platforms. The program is designed to cover companies...

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Adyen and JCB Roll Out Card-on-File Tokenization Service
Adyen and JCB Roll Out Card-on-File Tokenization Service
May 13, 2025  |  Partnerships

FinTech platform Adyen has launched a collaboration with Japanese payment brand/credit card issuer JCB. With this partnership, Adyen becomes the first company to offer and...

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Embedded Finance Unlocks Value for Underserved Small Business Sectors
Embedded Finance Unlocks Value for Underserved Small Business Sectors
May 08, 2025  |  SMBs

The rise of embedded payments is helping to change the business models of legal and financial services companies, accounting firms, nonprofits and logistics operators, to...

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Agentic AI and Tokens Make Loyalty Programs Personalized, Automated Drivers of Commerce
Agentic AI and Tokens Make Loyalty Programs Personalized, Automated Drivers of Commerce
May 05, 2025  |  Payments Innovation

Agentic agents, automated payments and consumer-permissioned, data-rich tokens will transform loyalty and rewards — moving beyond the merchant-by-merchant siloed experience that is the hallmark of...

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Acquirers Turn to Tokens to Tackle Fraud, Streamline Payments
Acquirers Turn to Tokens to Tackle Fraud, Streamline Payments
May 05, 2025  |  Payments Innovation

In the report “Bridging the Gap: Helping Acquirers Meet Evolving Merchant Demands,” a joint effort between PYMNTS Intelligence and Visa Acceptance Solutions, we found that...

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