tokenization

Tokenization, when applied to data security, is the process of substituting a sensitive data element with a non-sensitive equivalent, referred to as a token, that has no extrinsic or exploitable meaning or value. The token is a reference that maps back to the sensitive data through a tokenization system.

Fraud Costs Financial Institutions More Than Money
Fraud Costs Financial Institutions More Than Money
November 06, 2026  |  Fraud Prevention

A card issuer can give an artificial intelligence shopping assistant permission to buy a customer’s groceries without giving it a card number it could use...

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Morgan Stanley Bets on Tokenization, but Who’s Funding the Other Side?
Morgan Stanley Bets on Tokenization, but Who’s Funding the Other Side?
November 05, 2026  |  B2B Payments

Wall Street is getting ready to modernize post-trade plumbing and experiment with tokenized real-world assets. But does that mean the corporate order book is moving...

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Payment Networks’ Earnings: Five Takeaways on Spending and Technology
Payment Networks’ Earnings: Five Takeaways on Spending and Technology
November 03, 2026  |  Earnings

Consumers kept their cards busy last quarter, and the latest quarterly earnings results from payment networks indicated a widening pursuit of transactions that begin with...

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tZERO Moves to Take Tokenization Company Public
tZERO Moves to Take Tokenization Company Public
November 02, 2026  |  Blockchain

Tokenization FinTech tZERO says it is moving to become a publicly traded firm. The company announced Monday (Nov. 2) plans to combine with FG Imperii...

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Mastercard Pushes Back on Card Substitutes in AI Shopping
Mastercard Pushes Back on Card Substitutes in AI Shopping
October 29, 2026  |  Earnings

Mastercard wants artificial intelligence shopping agents to use tokenized versions of consumers’ chosen cards, preserving the payment preferences, rewards and controls attached to those accounts....

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Visa Credentials Reach 5.2 Billion as Network Expands Into Agentic Commerce
Visa Credentials Reach 5.2 Billion as Network Expands Into Agentic Commerce
October 27, 2026  |  Earnings

Visa expects its roster of nearly 50 artificial intelligence partners in production to double in the coming months, as it prepares to handle purchases that...

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Ripple Gets OCC’s OK to Launch National Trust Bank
Ripple Gets OCC’s OK to Launch National Trust Bank
October 27, 2026  |  Cryptocurrency

It has been a busy week so far for blockchain company Ripple. The company received regulatory permission to begin operating its own bank, Ripple National...

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SoFi Rolls Out Interest-Earning Tokenized Deposits
SoFi Rolls Out Interest-Earning Tokenized Deposits
October 22, 2026  |  Cryptocurrency

SoFi Technologies is rolling out a tokenized deposit for consumers that enables SoFi Crypto members to earn interest while keeping their funds accessible when needed,...

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FIS Says Digital Money Puts Bank Infrastructure to the Test
FIS Says Digital Money Puts Bank Infrastructure to the Test
October 22, 2026  |  Blockchain

Digital money is pushing banks toward making decisions about infrastructure well beyond whether to issue a token. Among the decisions that need to be made:...

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