VantageScore

VantageScore Says Top Credit Tiers See Biggest Increases in Late-Stage Delinquencies
VantageScore Says Top Credit Tiers See Biggest Increases in Late-Stage Delinquencies
August 25, 2025  |  Debt

Late-stage delinquency rates increased across all credit scores in July, compared to a year earlier, with the greatest percentage increases seen among the highest credit...

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Consumer-Permissioned Data Expansion Gives Rise to New Data Brokers
Consumer-Permissioned Data Expansion Gives Rise to New Data Brokers
June 05, 2024  |  Data

The rise of consumer-permissioned data in the U.S. promises to expand the credit landscape. Get the Full Story Complete the form to unlock this article...

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Cash Flow-Based Underwriting Adds Real-Time Context to FICO Score
Cash Flow-Based Underwriting Adds Real-Time Context to FICO Score
May 24, 2024  |  Loans

The FICO score — what we might think of as the general “shorthand” for lending — was created back in 1989. Get the Full Story...

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VantageScore Unveils Credit-Scoring Model That Includes Alternative Open Banking Data
VantageScore Unveils Credit-Scoring Model That Includes Alternative Open Banking Data
May 15, 2024  |  Financial Inclusion

VantageScore unveiled a new credit-scoring model that uses both traditional credit data and alternative open banking data. Get the Full Story Complete the form to unlock...

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Card Delinquencies, Pressure on Account Openings Signal Rocky Road for Banks, Payment Networks
Card Delinquencies, Pressure on Account Openings Signal Rocky Road for Banks, Payment Networks
April 01, 2024  |  Credit Cards

Earnings season begins anew in just a few weeks, documenting the first few months of the year — and how the March quarter shaped up...

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Credit Card Delinquencies Climb as Consumers’ Savings Dip
Credit Card Delinquencies Climb as Consumers’ Savings Dip
April 01, 2024  |  Consumer Finance

While the average American consumer remains “credit healthy,” some trouble spots are apparent. Get the Full Story Complete the form to unlock this article and...

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Personal Loan Delinquencies Jump in Nov., Presaging Holiday ‘Hangover’
Personal Loan Delinquencies Jump in Nov., Presaging Holiday ‘Hangover’
January 07, 2024  |  Consumer Finance

Americans ended 2023 dealing with increasing financial strain, relying more on personal loans. Get the Full Story Complete the form to unlock this article and...

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Subprime Borrowers’ Delinquencies up as Credit Lifeline Grows Taut
Subprime Borrowers’ Delinquencies up as Credit Lifeline Grows Taut
June 02, 2023  |  Debt

Credit card use is up, and card balances are increasing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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FinTech Vet Silvio Tavares Named VantageScore Head
FinTech Vet Silvio Tavares Named VantageScore Head
October 12, 2021  |  Personnel

FinTech veteran Silvio Tavares was appointed president and CEO of VantageScore Solutions and will bring his expertise from the Digital Commerce Alliance (DCA), a banking...

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