Versatile Credit is offering consumers more choices amid a tightening credit environment. To that end, the credit aggregation/customer acquisition tool announced in a Thursday (May 18)...
The red lights are flashing. Credit is becoming more expensive, lenders are becoming more restrictive. Yet consumers are still spending. They still want to spend...
Elective dental procedures represent a $165 billion industry — on its way to $230 billion in the next few years. And that’s in the U.S....
Inflation is constantly forcing consumers to rethink their budgets and how far their dollars stretch. Joe Sharp, CTO of Versatile Credit, told PYMNTS that having...
Consumers’ use of retail promotional financing for in-store purchases of furniture rose in January. The number of applicants for in-store furniture financing programs rose by...
Consumers are getting ready to battle inflation for the long haul — tapping every resource that’s available. Here’s one telltale sign: Valley Bank EVP and...
Versatile Credit and American First Finance are now helping merchants reduce the risk of unnecessary credit checks. Their new deployment brings together Versatile Credit’s credit...
The surging popularity of buy now, pay later has bucked conventional wisdom about installment lending. “At the beginning of the BNPL boom, we heard all...
For Main Street’s small retailers, offering customers personalized financing options can be what separates a sale from a drive by. As much as consumers are...