versatile credit

Versatile Credit Helps Consumers ‘Koalafi’ as Credit Tightens
Versatile Credit Helps Consumers ‘Koalafi’ as Credit Tightens
May 18, 2023  |  Partnerships

Versatile Credit is offering consumers more choices amid a tightening credit environment. To that end, the credit aggregation/customer acquisition tool announced in a Thursday (May 18)...

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Secondary Promotions Can Help Merchants Close, or Save, the Sale for Near Prime Consumers
Secondary Promotions Can Help Merchants Close, or Save, the Sale for Near Prime Consumers
May 17, 2023  |  Consumer Finance

The red lights are flashing. Credit is becoming more expensive, lenders are becoming more restrictive. Yet consumers are still spending. They still want to spend...

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Lenders Step In to Give Subprime Consumers Access to ‘Essential’ Elective Procedures
Lenders Step In to Give Subprime Consumers Access to ‘Essential’ Elective Procedures
March 23, 2023  |  Healthcare Financing

Elective dental procedures represent a $165 billion industry — on its way to $230 billion in the next few years.  And that’s in the U.S....

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How the Right Data Helps Merchants Derisk Credit Programs and Boost Sales
How the Right Data Helps Merchants Derisk Credit Programs and Boost Sales
March 16, 2023  |  Consumer Finance

Inflation is constantly forcing consumers to rethink their budgets and how far their dollars stretch. Joe Sharp, CTO of Versatile Credit, told PYMNTS that having...

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January Furniture Sales Helped by Promotional Financing
January Furniture Sales Helped by Promotional Financing
February 21, 2023  |  Consumer Finance

Consumers’ use of retail promotional financing for in-store purchases of furniture rose in January. The number of applicants for in-store furniture financing programs rose by...

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As Inflation Rages, 0% Financing Turns Shoppers Into Buyers
As Inflation Rages, 0% Financing Turns Shoppers Into Buyers
February 10, 2023  |  Consumer Payments

Consumers are getting ready to battle inflation for the long haul — tapping every resource that’s available. Here’s one telltale sign: Valley Bank EVP and...

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Versatile Credit and American First Finance Provide Prequalification to Merchants
Versatile Credit and American First Finance Provide Prequalification to Merchants
January 27, 2023  |  Loans

Versatile Credit and American First Finance are now helping merchants reduce the risk of unnecessary credit checks. Their new deployment brings together Versatile Credit’s credit...

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2023 Looms as BNPL’s Banner Year as Consumers Seek Payments Choice
2023 Looms as BNPL’s Banner Year as Consumers Seek Payments Choice
January 13, 2023  |  Buy Now Pay Later

The surging popularity of buy now, pay later has bucked conventional wisdom about installment lending. “At the beginning of the BNPL boom, we heard all...

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Lenders Use Marketplaces to Bring Credit to Small Retailers
Lenders Use Marketplaces to Bring Credit to Small Retailers
January 06, 2023  |  SMBs

For Main Street’s small retailers, offering customers personalized financing options can be what separates a sale from a drive by. As much as consumers are...

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