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Why the Fed Underestimates the Pressures of the Paycheck-to-Paycheck Economy

Why the Fed Underestimates the Pressures of the Paycheck-to-Paycheck Economy
Why the Fed Underestimates the Pressures of the Paycheck-to-Paycheck Economy
July 25, 2023  |  Consumer Finance

Amber Carroll, senior vice president of membership and lifecycle strategy at LendingClub, told PYMNTS that the Federal Reserve’s long-quoted stat on financial well-being could use...

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PSCU CEO: Credit Unions Will Weather the Battle for Deposits Amid Profit Crunch
PSCU CEO: Credit Unions Will Weather the Battle for Deposits Amid Profit Crunch
July 25, 2023  |  Credit Unions

Earnings season is underway, spotlighting a new reality for smaller banks in a long, hot summer. Get the Full Story Complete the form to unlock...

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Consumers ‘Leading the Way’ on Real-Time Payments, According to Bank of America
Consumers ‘Leading the Way’ on Real-Time Payments, According to Bank of America
July 24, 2023  |  Payment Methods

As consumer behavior goes, the corporate response follows. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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Paytronix’s New CEO Says Restaurants Can Close Service Gap With AI Analytics
Paytronix’s New CEO Says Restaurants Can Close Service Gap With AI Analytics
July 24, 2023  |  ResTech

As restaurants struggle with ongoing labor challenges, technology can help those with less experienced staff offer the kind of personalized service that many customers expect,...

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An IP Expert Deconstructs Artificial Intelligence’s Right to Create
An IP Expert Deconstructs Artificial Intelligence’s Right to Create
July 21, 2023  |  artificial intelligence

Generative artificial intelligence (AI) capabilities are transforming the world. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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RTP® and FedNow’s Real Problem: Businesses Aren’t Asking for It
RTP® and FedNow’s Real Problem: Businesses Aren’t Asking for It
July 21, 2023  |  Real-Time Payments

And then there were two. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

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Automation Transforms AP Departments From Cost Centers to Value Adds
Automation Transforms AP Departments From Cost Centers to Value Adds
July 20, 2023  |  Accounts Payable

It’s a hands-free hand-off as firms look to modernize their accounts payable (AP) payments processes. Get the Full Story Complete the form to unlock this...

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Columbia Business School Professor Says Academia’s Embrace of ChatGPT Can Do More Good Than Harm
Columbia Business School Professor Says Academia’s Embrace of ChatGPT Can Do More Good Than Harm
July 20, 2023  |  artificial intelligence

Since the explosion of generative AI onto the scene last November, ChatGPT has been making waves across various sectors and industries.  Get the Full Story...

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Open Banking Can Help Banks Beat Fraudsters, GIACT Says
Open Banking Can Help Banks Beat Fraudsters, GIACT Says
July 19, 2023  |  Digital Identity

Caitlin Sinclair, director of proposition development, financial crime at GIACT, an LSEG business, recently told PYMNTS that open banking can — and will — give rise...

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