wages

Consumers Use Credit to Plug Widening Gap Between Income and Spending

Consumers Use Credit to Plug Widening Gap Between Income and Spending
Consumers Use Credit to Plug Widening Gap Between Income and Spending
January 31, 2025  |  Consumer Finance

Only a few weeks into the current earnings season, and top-line momentum and commentary from firms, including banks and the payment networks, have all pointed...

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Consumers Keep Spending in Q4, But Savings Take a Hit
Consumers Keep Spending in Q4, But Savings Take a Hit
January 30, 2025  |  Consumer Insights

The latest data on fourth quarter gross domestic product indicates a general “headline number” slowdown. Get the Full Story Complete the form to unlock this...

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72% of Workers Prefer Instant Payroll If Given Choice
72% of Workers Prefer Instant Payroll If Given Choice
January 22, 2025  |  Payroll

As criticism of traditional biweekly and monthly payroll systems increases, workers in gig, freelance and contract roles are more vocal about the financial strain caused...

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Credit Access Could Determine Small Business Success in 2025
Credit Access Could Determine Small Business Success in 2025
January 14, 2025  |  SMBs

Conditions are improving for small businesses, at least with the uncertainty of the election behind them and a generally positive mindset about fundamentals ahead of...

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Will December’s Job Bounce Get Consumers to Keep Spending?
Will December’s Job Bounce Get Consumers to Keep Spending?
January 10, 2025  |  Economy

For the jobs market, this is the way the year ends — not with a whimper but a bang. Get the Full Story Complete the...

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ADP: Wage Growth Hits Three-Year Low as Labor Market ‘Downshifts’
ADP: Wage Growth Hits Three-Year Low as Labor Market ‘Downshifts’
January 08, 2025  |  Economy

America’s employment picture ended the year on a down note, ADP’s latest findings show. Get the Full Story Complete the form to unlock this article...

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Legacy Tech vs. Instant Payments: Which Will Win 2025’s Cash Flow Race?
Legacy Tech vs. Instant Payments: Which Will Win 2025’s Cash Flow Race?
December 30, 2024  |  Real-Time Payments

A quarter-century into the new millennia, the banking and payments industries have witnessed a rapid pace of change. Get the Full Story Complete the form...

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Platforms and Providers Expand With Earned Wage Access Acquisitions and Buildouts
Platforms and Providers Expand With Earned Wage Access Acquisitions and Buildouts
December 27, 2024  |  Payroll

Earned wage access (EWA) is expanding platforms, including the eCommerce and ridesharing mainstays that rely on drivers for deliveries and trips, and the FinTech providers...

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CFPB Sues Walmart and Branch Over Accounts for Gig Economy Drivers
CFPB Sues Walmart and Branch Over Accounts for Gig Economy Drivers
December 23, 2024  |  Gig Economy

Both Walmart and FinTech company Branch said Monday (Dec. 23) that they will defend themselves “vigorously” against a Consumer Financial Protection Bureau (CFPB) lawsuit filed...

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