The new service, announced Wednesday (Jan. 28), is being offered in partnership with embedded tax technology platform april, and allows customers of the One Pay Cash financial services platform to file federal and state taxes at no cost.
“Tax season is one of the biggest financial moments of the year and for too many people, it’s complicated and expensive,” said Harsh Gupta, general manager of banking and core app at OnePay. “People shouldn’t have to pay just to do their taxes, or bounce between apps to manage their money. By offering free, in-app tax filing, we’re making it easier to file with confidence, get refunds quickly, and keep taxes simple and in one place.”
In addition to the free filing, OnePay says the service lets users get a guaranteed maximum tax refund. Users who direct deposit into OnePay can get their refunds up to five days early, and will be entered for a chance to have their refund doubled, up to $5,000.
The partnership follows a similar one announced last week, with PayPal tapping april to let users of its Debit Mastercard file their 2025 state and federal tax returns for free.
Also last week, OnePay and Klarna launched a partnership designed to let the users of OnePay Cash convert recent purchases into fixed-term payment plans. This ability to choose to pay over time after checking out will be available for eligible debit purchases, the companies said in a press release.
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Known as “Swipe to Finance,” the feature will be driven by OnePay’s background as a consumer FinTech and Klarna’s capabilities as a global digital bank and flexible payments provider, the release said. The company says Swipe to Finance will be launched within months.
“Customers want and deserve financial flexibility when they need it most, which is why we’re excited to offer new ways for them to pay over time and do it simply, transparently and all in the OnePay app,” Thomas Hoare, chief commercial officer at OnePay, said in the release.
OnePay was formed from the combination of two smaller FinTechs, with the aim of establishing an all-in-one financial app, and has grown to upwards of 3 million monthly active users with the help of its distribution partnership with Walmart.
Klarna agreed last year to become Walmart’s exclusive provider of installment loans, and that collaboration allowed OnePay to add installment loans to its product lineup.
