Are Challenges Still Holding Back Instant Payments Adoption in the US?

Are Challenges Still Holding Back Instant Payments Adoption in the US?
Are Challenges Still Holding Back Instant Payments Adoption in the US?
March 08, 2024  |  Real-Time Payments

Commerce stands on the brink of widespread access to instant payment solutions — or so it hopes. The potential of instant payments to animate a...

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Can Open Banking Win Trust to Drive Real-Time Payments?
Can Open Banking Win Trust to Drive Real-Time Payments?
February 22, 2024  |  Real-Time Payments

The concept of open banking has gained global traction as part of the digital disruption of finance that has transpired over the past decade. In...

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Build Now, Not Later: How Banks Can Seize the BNPL Opportunity
Build Now, Not Later: How Banks Can Seize the BNPL Opportunity
February 15, 2024  |  BNPL

Buy now, pay later (BNPL) services are growing increasingly popular among consumers in the United States, with 28% of shoppers saying they used the payment...

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Can Banks and FinTechs Bridge the Divide to an Open Banking Future?
Can Banks and FinTechs Bridge the Divide to an Open Banking Future?
February 13, 2024  |  Banking

By igniting a new wave of innovation in the financial industry, open banking promises to unlock a profoundly enhanced consumer payment experience. Its architecture not...

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From the Ground Up: Rebuilding Payments in the Construction Industry
From the Ground Up: Rebuilding Payments in the Construction Industry
January 29, 2024  |  Digital Payments

As the financial burden of slow payments continues to grow in the construction industry, the need for solutions is gaining urgency. With 76% of subcontractors...

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Instant Impact: AI’s Role in Advancing Real-Time Payments
Instant Impact: AI’s Role in Advancing Real-Time Payments
January 26, 2024  |  Real-Time Payments

Real-time payments are a boon to consumers and companies alike, but they are not without their hurdles. These include the need for rigorous onboarding procedures...

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Tapping Into the Future of Payments
Tapping Into the Future of Payments
January 24, 2024  |  Banking

As 2024 gets underway, digital transformation continues its march into increasingly nuanced areas of our everyday lives — and payment experiences are no exception. Technology-savvy...

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Why Digital-First Banking Does Not Mean Digital-Only
Why Digital-First Banking Does Not Mean Digital-Only
January 16, 2024  |  Banking

Digital banking has exploded in popularity in recent years, thanks in large part to younger users forming an ever-growing share of the total financial customer...

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Gift Giver: Payments Innovation Delivers Cheer to Holiday Shoppers
Gift Giver: Payments Innovation Delivers Cheer to Holiday Shoppers
January 15, 2024  |  Real-Time Payments

Consumers tend to spend more during the holidays every year, driven by retailer deals, the increasing penetration of eCommerce and new and exciting merchandise to...

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