Consumer FinTech company OnePay has launched a product designed to provide Americans with a starting point for building credit. The new Builder Card is integrated into the OnePay app and connected to a customer’s Cash account, the company said in a Thursday (April 23) press...
Experian and Plaid have partnered to provide proven risk insights and real-time cash flow data to banks, credit unions and consumer lenders. These resources include, in a single solution, credit analytics from Experian, a global data and technology company, and permissioned data from Plaid, a...
PYMNTS Intelligence has detailed that consumers opt for buy now, pay later (BNPL) plans because they’re convenient and accessible. More than half of the individuals that we’ve surveyed have said that they’d used installment options through the past year. And 76% of those consumers who...
Equifax has agreed to a settlement and consent order that will resolve Consumer Financial Protection Bureau (CFPB) allegations that the consumer reporting agency failed to take steps to ensure the accuracy of its credit reports. Under the consent order, the company will bring its dispute...
January 12, 2024
As technological advancements continue to revolutionize the financial industry, data privacy and security continues to take center stage, shaping consumer preferences and challenging financial institutions (FIs) to deepen their commitment to ensuring the confidentiality and protection of personal and financial data. In the “Credit Union Membership and Credit Profiles” report, PYMNTS drew on insights gathered […]
August 25, 2023
In today’s U.S. financial landscape, having a good three-digit credit score can be a critical factor in determining not only whether you are approved or denied for a mortgage, auto...
June 29, 2023
Many credit unions (CUs) have resolved to follow rather than lead in digital innovation. Nearly two-thirds adopt a cautious wait-and-see approach even as more members want innovative experiences and their...
June 21, 2023
If you’re reading this, chances are you have a credit card, as nearly 200 million Americans do — with many holding more than one. And those cards are getting more...
April 23, 2026
Consumer FinTech company OnePay has launched a product designed to provide Americans with a starting point for building credit. The new Builder Card is integrated into the OnePay app and connected to a customer’s Cash account, the company said in a Thursday (April 23) press release. In use, the customer makes purchases based on their […]
June 05, 2025
Experian and Plaid have partnered to provide proven risk insights and real-time cash flow data to banks, credit unions and consumer lenders. These resources include, in a single solution, credit...
January 17, 2025
Equifax has agreed to a settlement and consent order that will resolve Consumer Financial Protection Bureau (CFPB) allegations that the consumer reporting agency failed to take steps to ensure the...
January 13, 2025
The Consumer Financial Protection Bureau (CFPB) said there is a need for more research into buy now, pay later (BNPL) after finding that BNPL borrowers held higher balances on other credit...
