Fdic/page/2 news and trends

Reusable FinTech Certification Could Streamline Bank Due Diligence
Bank Regulation // August 19, 2026

Banks repeatedly perform similar due diligence on technology providers, and an industry-standards effort involving the federal regulators would make portions of that work reusable across institutions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

FDIC Mulls Standards Body to Streamline Bank-FinTech Oversight
Legal & Regulation // August 19, 2026

The Federal Deposit Insurance Corporation is considering an industry-led standards organization that could certify FinTech companies and other bank service providers against common risk-management benchmarks, potentially reshaping how banks vet and oversee outside partners. Get the Full Story Complete the form to unlock this article...

OCC Receives 40 New Bank Applications in 18 Months
Bank Regulation // August 11, 2026

The heads of the Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency (OCC) will continue working to encourage new bank formation, they said in separate statements. Get the Full Story Complete the form to unlock this article and enjoy...

FDIC Lets Augustus Pair Stablecoins With Insured Deposits
Legal & Regulation // August 10, 2026

The Federal Deposit Insurance Corporation (FDIC) has approved deposit insurance for a proposed national bank built in part around digital assets and stablecoins. The approval provides one of the clearest signals yet that federal regulators are willing to bring cryptocurrency-focused business models inside the federally...

Interviews & Exclusives
Regulators Put Bank and FinTech AML Infrastructure on Notice

April 08, 2026
Regulators’ proposed anti-money laundering (AML) rulemaking, introduced this week, offers a clear path for how compliance will be expected to operate as financial services continue to digitize and expand across platforms. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins […]

Lawmakers Press Bank Regulators on Tech Rules and Delays

March 26, 2026
A House Financial Services subcommittee hearing examined how much uncertainty banks must absorb as regulators overhaul their approach in real time. Get the Full Story Complete the form to unlock...

FDIC Capital Rules May Push Banks to Rethink FinTech Partnerships

November 24, 2025
The Federal Deposit Insurance Corp.’s latest board agenda reads like a preview of the next major regulatory issues looming for big banks, and by extension, their FinTech partners. Get the...

FDIC and OCC Propose Overhaul of How Bank Risks Are Flagged

October 08, 2025
Federal regulators are overhauling how they determine when a bank crosses the line from prudent to “unsafe.” Get the Full Story Complete the form to unlock this article and enjoy...

Quick Reads
FDIC Reports Bank Return on Assets Approaches Highest Level Since 1984

August 25, 2026
FDIC-insured commercial banks and savings institutions reported a return on assets ratio of 1.37% in the second quarter, marking one of the best results since 1984, Federal Deposit Insurance Corporation (FDIC) Chairman Travis Hill said Tuesday (Aug. 25). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content […]

OCC Receives 40 New Bank Applications in 18 Months

August 11, 2026
The heads of the Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency (OCC) will continue working to encourage new bank formation, they said in...

Fed and FDIC Move to Raise Regulation O Insider Lending Caps

August 03, 2026
The Federal Reserve and the Federal Deposit Insurance Corporation (FDIC) have each proposed raising the thresholds of credit that banks can extend to insiders. Get the Full Story Complete the...

FDIC Order Forces Lineage to Rebuild Capital and Earnings

July 31, 2026
Lineage Bank, which was a partner bank for Synapse, the banking-as-a-service (BaaS) provider that went bankrupt in 2024, has reached a consent order with the Federal Deposit Insurance Corporation (FDIC). Get the...