The Federal Deposit Insurance Corporation (FDIC) board of directors voted Thursday (Sept. 17) to approve a proposed rule that it said would make the agency’s review of bank merger transactions faster, more predictable and tailored to the potential risks of the transaction. The proposed rule...
Lineage Bank, a Tennessee-based bank that was a partner bank for Synapse, the banking-as-a-service (BaaS) provider that went bankrupt in 2024, has rebranded as Harpeth Bank & Trust. The bank announced the name change in a Tuesday (Sept. 15) post on LinkedIn. “This transition reflects...
For banks seeking a larger share of their commercial customers’ operating cash, new federal deposit rules may help those efforts. The Federal Deposit Insurance Corp.’s interim final rule, adopted Aug. 27 and effective Tuesday (Sept. 1), substantially increases the amount of reciprocal deposits that qualifying...
The Federal Deposit Insurance Corporation has prevailed in a case stemming from Silicon Valley Bank’s collapse. As Reuters reported Monday (Aug. 31), a federal judge has ruled that the former parent company of the bank (SVB) cannot pursue a $1.71 billion claim against the regulator...
April 08, 2026
Regulators’ proposed anti-money laundering (AML) rulemaking, introduced this week, offers a clear path for how compliance will be expected to operate as financial services continue to digitize and expand across platforms. The proposal, issued jointly by the Federal Deposit Insurance Corporation (FDIC), National Credit Union Administration (NCUA) and the Office of the Comptroller of the Currency (OCC), aligns with […]
March 26, 2026
A House Financial Services subcommittee hearing examined how much uncertainty banks must absorb as regulators overhaul their approach in real time. Subcommittee Chairman Bryan Steil, R-Wisc., framed the stakes in...
November 24, 2025
The Federal Deposit Insurance Corp.’s latest board agenda reads like a preview of the next major regulatory issues looming for big banks, and by extension, their FinTech partners. The FDIC...
October 08, 2025
Federal regulators are overhauling how they determine when a bank crosses the line from prudent to “unsafe.” In a joint notice of proposed rulemaking Tuesday (Oct. 7), the Office of...
September 17, 2026
The Federal Deposit Insurance Corporation (FDIC) board of directors voted Thursday (Sept. 17) to approve a proposed rule that it said would make the agency’s review of bank merger transactions faster, more predictable and tailored to the potential risks of the transaction. The proposed rule would impose discipline around timelines in these reviews and would […]
September 15, 2026
Lineage Bank, a Tennessee-based bank that was a partner bank for Synapse, the banking-as-a-service (BaaS) provider that went bankrupt in 2024, has rebranded as Harpeth Bank & Trust. The bank...
August 31, 2026
The Federal Deposit Insurance Corporation has prevailed in a case stemming from Silicon Valley Bank’s collapse. As Reuters reported Monday (Aug. 31), a federal judge has ruled that the former...
August 31, 2026
Proposed changes to federal deposit insurance assessments could translate to significant savings for community banks. A recent analysis by the Federal Reserve Bank of Kansas City looks at those changes, proposed by the Federal Deposit Insurance Corp. (FDIC)....
