Fdic/page/5 news and trends

FDIC Deposit Rule Gives Banks More Room for Business Cash
Bank Regulation // September 04, 2026

For banks seeking a larger share of their commercial customers’ operating cash, new federal deposit rules may help those efforts. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Judge Blocks SVB Parent From Shifting $1.71 Billion Loss to FDIC
Legal & Regulation // August 31, 2026

The Federal Deposit Insurance Corporation has prevailed in a case stemming from Silicon Valley Bank’s collapse. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

FDIC Proposal Lowers Insurance Costs for Banks Under $30 Billion
Banking // August 31, 2026

Proposed changes to federal deposit insurance assessments could translate to significant savings for community banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

FDIC Reports Bank Return on Assets Approaches Highest Level Since 1984
Banking // August 25, 2026

FDIC-insured commercial banks and savings institutions reported a return on assets ratio of 1.37% in the second quarter, marking one of the best results since 1984, Federal Deposit Insurance Corporation (FDIC) Chairman Travis Hill said Tuesday (Aug. 25). Get the Full Story Complete the form to unlock this...

Interviews & Exclusives
Regulators Put Bank and FinTech AML Infrastructure on Notice

April 08, 2026
Regulators’ proposed anti-money laundering (AML) rulemaking, introduced this week, offers a clear path for how compliance will be expected to operate as financial services continue to digitize and expand across platforms. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins […]

Lawmakers Press Bank Regulators on Tech Rules and Delays

March 26, 2026
A House Financial Services subcommittee hearing examined how much uncertainty banks must absorb as regulators overhaul their approach in real time. Get the Full Story Complete the form to unlock...

FDIC Capital Rules May Push Banks to Rethink FinTech Partnerships

November 24, 2025
The Federal Deposit Insurance Corp.’s latest board agenda reads like a preview of the next major regulatory issues looming for big banks, and by extension, their FinTech partners. Get the...

FDIC and OCC Propose Overhaul of How Bank Risks Are Flagged

October 08, 2025
Federal regulators are overhauling how they determine when a bank crosses the line from prudent to “unsafe.” Get the Full Story Complete the form to unlock this article and enjoy...

Quick Reads
Ex-Synapse Partner Lineage Bank Rebrands as Harpeth in Community Banking Pivot

September 15, 2026
Lineage Bank, a Tennessee-based bank that was a partner bank for Synapse, the banking-as-a-service (BaaS) provider that went bankrupt in 2024, has rebranded as Harpeth Bank & Trust. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to […]

Judge Blocks SVB Parent From Shifting $1.71 Billion Loss to FDIC

August 31, 2026
The Federal Deposit Insurance Corporation has prevailed in a case stemming from Silicon Valley Bank’s collapse. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

FDIC Proposal Lowers Insurance Costs for Banks Under $30 Billion

August 31, 2026
Proposed changes to federal deposit insurance assessments could translate to significant savings for community banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

FDIC Reports Bank Return on Assets Approaches Highest Level Since 1984

August 25, 2026
FDIC-insured commercial banks and savings institutions reported a return on assets ratio of 1.37% in the second quarter, marking one of the best results since 1984, Federal Deposit Insurance Corporation (FDIC) Chairman...