A tightening credit backdrop is changing how Americans think about credit cards, from whether to apply for a new account to how often to ask for a higher line. PYMNTS Intelligence data and the most recent New York Federal Reserve Bank’s Credit Access Survey together...
Artificial intelligence (AI) is reshaping hiring decisions in the U.S. labor market, but fears of widespread job loss remain unfounded, according to new regional surveys from the Federal Reserve Bank of New York. Get the Full Story Complete the form to unlock this article and...
American consumers feel more optimistic about their finances, but wary of several other economic factors. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...
U.S. household debt increased by $185 billion in Q2 2025, reaching a record $18.39 trillion, according to the Federal Reserve Bank of New York. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...
November 20, 2024
Credit is getting harder to come by, especially for auto loans, mortgages and those with low credit scores. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you […]
May 13, 2024
Consumers are girding for inflation to settle in over the long haul. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...
April 03, 2024
Tokenization is gaining momentum on the global stage, and with commercial applications. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...
February 16, 2024
Back in June, PYMNTS Intelligence crystallized the fact that buy now, pay later (BNPL) payment options were gaining notice and demand from a wide swath of consumers across all tiers...
January 08, 2026
Americans are less confident about finding a job than they’ve been in the 12 years the Federal Reserve Bank of New York has been producing the Survey of Consumer Expectations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]
August 07, 2025
American consumers feel more optimistic about their finances, but wary of several other economic factors. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
May 08, 2025
Americans have a bleak outlook about their financial futures, new Federal Reserve data shows. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...
April 21, 2025
Workers are willing to accept a lower wage for a new job amid a decline in several metrics for the labor market. Get the Full Story Complete the form to...
