Federal Reserve Bank Of New York news and trends

Americans Say Job Prospects Are Worst in 12 Years
Economy // January 08, 2026

Americans are less confident about finding a job than they’ve been in the 12 years the Federal Reserve Bank of New York has been producing the Survey of Consumer Expectations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Fed Data Finds Consumers Want More Credit but Not More Cards
Consumer Finance // November 17, 2025

A tightening credit backdrop is changing how Americans think about credit cards, from whether to apply for a new account to how often to ask for a higher line. PYMNTS Intelligence data and the most recent New York Federal Reserve Bank’s Credit Access Survey together...

NY Fed Sees Little Job Fallout From AI
artificial intelligence // September 04, 2025

Artificial intelligence (AI) is reshaping hiring decisions in the U.S. labor market, but fears of widespread job loss remain unfounded, according to new regional surveys from the Federal Reserve Bank of New York. Get the Full Story Complete the form to unlock this article and...

Consumers Feel Better About Finances Despite Inflation Woes
Economy // August 07, 2025

American consumers feel more optimistic about their finances, but wary of several other economic factors. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
Credit Crunch Crushes Dreams: Millions Face Loan Rejections, NY Fed Reports

November 20, 2024
Credit is getting harder to come by, especially for auto loans, mortgages and those with low credit scores. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you […]

Fed Says Consumers See Higher-for-Longer Inflation

May 13, 2024
Consumers are girding for inflation to settle in over the long haul. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Central Banks and BIS Test Tokenization to Speed Cross-Border Payments   

April 03, 2024
Tokenization is gaining momentum on the global stage, and with commercial applications. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Fed Data Reinforces BNPL’s Appeal for Consumers Across the Income Spectrum

February 16, 2024
Back in June, PYMNTS Intelligence crystallized the fact that buy now, pay later (BNPL) payment options were gaining notice and demand from a wide swath of consumers across all tiers...

Quick Reads
Central Banks Hit Next Stage in Agora Cross-Border Payment Project

January 15, 2026
A group of central and commercial banks are reportedly stepping up testing of the Agora cross-border payments project. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you […]

Americans Say Job Prospects Are Worst in 12 Years

January 08, 2026
Americans are less confident about finding a job than they’ve been in the 12 years the Federal Reserve Bank of New York has been producing the Survey of Consumer Expectations....

Consumers Feel Better About Finances Despite Inflation Woes

August 07, 2025
American consumers feel more optimistic about their finances, but wary of several other economic factors. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Fed: Consumer Expectations ‘Deteriorate Sharply’ in Wake of Tariffs

May 08, 2025
Americans have a bleak outlook about their financial futures, new Federal Reserve data shows. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...