Financing/page/4 news and trends

Who Is the Subprime Consumer?
Consumer Insights // May 07, 2026

Subprime consumers are often viewed through a narrow credit-risk lens. PYMNTS Intelligence’s “Who Is the Subprime Consumer? A Behavioral Profile” shows a different picture: a large, steady and measurable part of the U.S. consumer economy that is changing how it uses credit, installment products and...

Octane Raises $100 Million for Vehicle-Financing Platform
Investments // December 15, 2025

Vehicle-focused lending platform Octane has raised $100 million in equity capital. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

SoFi Aims to Raise $1.5 Billion to Fund Additional Business Opportunities
Banking // December 04, 2025

SoFi Technologies is looking to fund additional business opportunities with an underwritten public offering of $1.5 billion of shares of its common stock. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Private Credit Boom Threatens Stability, Says Global Watchdog
Bank Regulation // December 01, 2025

Private credit, representing lending by nonbank entities to companies, has in recent years come to rival traditional bank lending in size and influence. According to the U.S. Federal Reserve, private credit outstanding has roughly doubled over the past five years. At the same time, many...

Interviews & Exclusives
Synchrony’s Small Business Partners Target the Cost of a Missed Yes

September 01, 2026
Watch more: Need to Know With Anita Chalkley of Synchrony and Chris Taylor of Discount Tire Service Centers  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you […]

Who Is the Subprime Consumer?

May 07, 2026
Subprime consumers are often viewed through a narrow credit-risk lens. PYMNTS Intelligence’s “Who Is the Subprime Consumer? A Behavioral Profile” shows a different picture: a large, steady and measurable part...

Walmart and Lendistry Simplify Credit for Marketplace Sellers

November 05, 2025
Small and midsize merchants have no shortage of ambition, but they often face long odds when they try to secure the financing needed to buy new equipment, restock inventory or...

Half of Financially Stable Firms Use Financing to Fuel Growth

October 09, 2025
When uncertainty rises, so does nostalgia for the familiar. In the U.S. middle market, where firms straddle the line between enterprise scale and small business agility, that means borrowing the...

Quick Reads
Octane Raises $100 Million for Vehicle-Financing Platform

December 15, 2025
Vehicle-focused lending platform Octane has raised $100 million in equity capital. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS […]

SoFi Aims to Raise $1.5 Billion to Fund Additional Business Opportunities

December 04, 2025
SoFi Technologies is looking to fund additional business opportunities with an underwritten public offering of $1.5 billion of shares of its common stock. Get the Full Story Complete the form...

OpenAI CFO Says Company’s Device Will Be ‘Multimodal’ and ‘Provocative’

November 05, 2025
OpenAI Chief Financial Officer Sarah Friar said Wednesday (Nov. 5) that the company is working on a multimodal device and that the firm wants a federal guarantee that would lower...

Zest AI Secures Strategic Investment for AI-Powered Lending Solutions

November 04, 2025
Zest AI said Tuesday (Nov. 4) that it secured strategic investment for its artificial intelligence-powered lending solutions. Get the Full Story Complete the form to unlock this article and enjoy...