LendingClub CEO: Online Marketplace, APIs Create ‘Dynamic’ Loan Pricing

LendingClub CEO: Online Marketplace, APIs Create ‘Dynamic’ Loan Pricing
LendingClub CEO: Online Marketplace, APIs Create ‘Dynamic’ Loan Pricing
June 29, 2022  |  Loans

Credit markets are tightening. The Federal Reserve has been busy boosting interest rates and, amid a macroeconomic environment that could be charitably described as uncertain,...

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Biometrics Help in Fight Against Fraud, but Are Not the Only Solution Banks Need
Biometrics Help in Fight Against Fraud, but Are Not the Only Solution Banks Need
June 29, 2022  |  Security & Fraud

“If you’re not on your game and protecting your customers,” Tom Shell, vice president of business development and solutions engineering at DataVisor, told PYMNTS, “the...

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The Data Point: Financial Stressors Hammer 65% of Paycheck-to-Paycheck Consumers
The Data Point: Financial Stressors Hammer 65% of Paycheck-to-Paycheck Consumers
June 28, 2022  |  Consumer Finance

An inflationary shock is adding to the difficulties of consumers living paycheck-to-paycheck, often with little or no savings, with challenging life events compounding these problems....

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Banks Balance Customer Convenience and Security With ‘Intelligent Friction’
Banks Balance Customer Convenience and Security With ‘Intelligent Friction’
June 28, 2022  |  Authentication

Intelligent friction is among the holy grails of commerce in general, and for financial services firms in particular. Get the Full Story Complete the form...

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APIs Pave Way for New Consumer, Business Digital Experiences
APIs Pave Way for New Consumer, Business Digital Experiences
June 27, 2022  |  API

Technology, of course, is fast becoming central to everything a bank does. Get the Full Story Complete the form to unlock this article and enjoy...

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Crypto Winter’s Harsh Lessons May Spawn the ‘Last Unbanked Generation’
Crypto Winter’s Harsh Lessons May Spawn the ‘Last Unbanked Generation’
June 24, 2022  |  Cryptocurrency

Cryptocurrency prices have been collapsing for more than half a year now, so it seems counterintuitive to say that crypto investing is a tool that...

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Spike in BNPL Fraud Prompts Cybersecurity ‘Arms Race’
Spike in BNPL Fraud Prompts Cybersecurity ‘Arms Race’
June 24, 2022  |  Security & Fraud

Paper checks, credit cards, bank accounts — all have been favored targets of fraudsters over the years. Enter buy now, pay later (BNPL), the latest...

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Dutch Payments Association GM Says ‘Positive Friction’ Will Protect BNPL Users
Dutch Payments Association GM Says ‘Positive Friction’ Will Protect BNPL Users
June 24, 2022  |  Buy Now Pay Later

For an industry that’s typically laser-focused on frictionless services, it’s rare to hear calls for any sort of friction — let alone that it’s good...

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OCC’s Hsu Says Banks Need Caution With Crypto as Economy Ups Risks
OCC’s Hsu Says Banks Need Caution With Crypto as Economy Ups Risks
June 23, 2022  |  Cryptocurrency

The recent crypto troubles have only added to Office of the Comptroller of the Currency (OCC) Acting Chief Michael Hsu’s resistance to allow lenders to...

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