Economy
Affordability Rewrites the Household Balance Sheet
December 19, 2025

Rising prices are reshaping not just household budgets but the financial relationship between generations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Payments Innovation
Payments Modernization Starts With Consumer Insight
December 19, 2025

Watch more: What’s Next in Payments Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to...

Retail
75% of Retailers See Embedded Finance as a Top Priority
December 19, 2025

Retailers are no longer treating embedded finance as a checkout enhancement. The data show it is becoming a tool for control over customer relationships, compliance exposure and operational tempo across the retail stack. Get the Full Story Complete the form to unlock this article and...

Consumer Insights
Why Pay Timing Is Becoming the New Financial Fault Line
December 19, 2025

The December 2025 update of the “Wage to Wallet™ Index” reveals an economy that is no longer moving in a single direction, but splitting along a decisive fault line shaped by liquidity access, income timing and perceived opportunity. Produced in collaboration with WorkWhile and Ingo Payments,...

Social Commerce
TikTok Says New Joint Venture Will Enable Continued US Operations
December 18, 2025

TikTok and parent company ByteDance have signed agreements with Oracle, Silver Lake and MGX to form a new TikTok U.S. joint venture that will enable the app to continue operating in the United States, according to TikTok CEO Shou Zi Chew. Get the Full Story Complete the form to unlock this article and...

Cybersecurity
OnePay Joins Google’s Agent Payments Protocol as a Credential Provider
December 18, 2025

Financial services platform OnePay has joined Google’s Agent Payments Protocol (AP2), saying it will help make agentic payments more secure, transparent and useful. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

artificial intelligence
Consumers Spent $2.5 Billion in ChatGPT Mobile App in 2025
December 18, 2025

Consumers have spent over $3 billion in OpenAI’s ChatGPT mobile app in the roughly 31 months since the app was launched. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Earnings
FedEx’s Network 2.0 Overhaul Shows Resilience Now Beats Reach in Logistics
December 18, 2025

For decades, logistics giants competed on reach. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

artificial intelligence
24 Companies Join US Genesis Mission to Harness AI for Science
December 18, 2025

Twenty-four organizations have either expressed interest in or are already participating in projects related to the Genesis Mission, a national effort announced by the White House in November that will use artificial intelligence (AI) to make advancements in science, energy and national security. Get the Full Story Complete...