Andrew J. Razeghi
April 12, 2011

Andrew Razeghi is an adjunct associate professor at the Kellogg School of Management at Northwestern University; a popular speaker on growth strategy and innovation; and author of several books including HOPE: How Triumphant Leaders Create the Future (Jossey-Bass/Wiley) and THE RIDDLE: Where Ideas Come From and How to Have...

Alya Guseva
April 12, 2011

Alya Guseva is Associate Professor of Sociology at Boston University. She has been studying Russia’s emerging market for credit cards for more than 10 years. She is the author of Into the Red: The Birth of the Credit Card Market in Postcommunist Russia (Stanford 2008),...

Jing Yang
April 12, 2011

Jing Yang is a Director of Corporate Strategy at TSYS, one of the world’s largest payment services providers. Yang has worked on a diverse range of strategic initiatives at TSYS, including the establishment of CUP Data, TSYS’ joint venture with China UnionPay (CUP). She is...

Edward A. Morse and Vasant Raval
April 12, 2011

Edward A. Morse holds the McGrath North Mullin & Kratz Endowed Chair in Business Law at Creighton University School of Law.   He teaches in the areas of taxation, business associations, and antitrust law, and his research interests include legal and economic implications of taxation and...

Scott Schuh
April 12, 2011

Scott Schuh is the director of the Consumer Payments Research Center and an economist in the research department of the Federal Reserve Bank of Boston. He has served as an economist for the Board of Governors of the Federal Reserve System and President Reagan’s Council...

Steve Mott
April 12, 2011

Steve Mott is CEO of BetterBuyDesign.com, a virtual investment and consulting company specializing in brokering high technology ideas for the Digital Transaction Economy. Steve and a syndicated group of consultants provide advice and development expertise to e-business clients ranging from small startup firms to VCs to...

Fumiko Hayashi
April 12, 2011

Fumiko Hayashi is a Senior Economist in the Payments System Research function of the Economic Research Department at the Federal Reserve Bank of Kansas City. Her current projects include research on consumer payment choices and on the economic and public policy implications of recent changes...

Marc Bourreau and Marianne Verdier
April 12, 2011

Marc Bourreau is Professor of Economics at Telecom ParisTech (Paris, France). He is also a research associate at the laboratory of industrial economics (LEI) of the Center for Research in Economics and Statistics (CREST). His research interests include economic and policy issues in the telecommunications...

David S. Evans and Joshua D. Wright Bios
April 12, 2011

  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS...