Predicting the Fed’s Approach to Debit Card Regulation
September 16, 2010

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...

Collateral Damage from the Financial Crisis – Consolidation and Regulation
September 16, 2010

The decade ended with the start of the most severe financial crisis the world has faced since the Great Depression of the 1930s. In many respects the payments industry was rock solid during the meltdown. The payment systems processed transactions without losing a beat. While...

What Does the Credit Card Market Have In Common with a Peacock?
September 16, 2010

by Joshua M. Frank (bio) Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive...

The Effect of the Consumer Financial Protection Agency Act of 2009 on Consumer Credit
September 16, 2010

David S. Evans (University College London; University of Chicago Law School) and Joshua D. Wright (George Mason University School of Law) argue that the CFPA Act would harm the economy in the long run but more importantly it would impose yet another lead weight on...

How the Consumer Financial Protection Agency Act of 2009 Would Change the Law and Regulation...
September 16, 2010

As part of its overhaul of financial services regulation the Obama Administration has proposed stronger protection of consumers of financial products and services.[1] The Consumer Financial Protection Agency Act of 2009 (CFPA Act), which the Administration submitted to the U.S. Congress on June 30, 2009,...

Tilting at Windmills: Some Final Thoughts on Dodd-Frank
September 16, 2010

If Senators needed any further reason not to vote for the misguided Dodd-Frank bill two stories over the last week should have pushed them into the NO column. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Why Now Is Not the Right Time to Revamp Consumer Financial Protection
September 16, 2010

The following is based on remarks made by David S. Evans at the New York Federal Reserve Board-New York University Conference on Regulating Consumer Financial Products, January 6, 2010, New York, NY. Let’s begin with a puzzle raised by the previous session on who should...

Consumers Pay More with Durbin
September 16, 2010

Industry expect David S. Evans recently caught up with Shawn Miles, Group Head, Global Public Policy and Regulatory Counsel at MasterCard. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Even With ‘No Dog in the Fight’, Phil Tomlinson Doubts Durbin
September 16, 2010

A PYMNTS.com Exclusive Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications...