In the U.S., millions of people remain underserved and underrepresented by credit scoring models that are deemed reliable yet cloak a population that could be especially attractive to lenders – including significant numbers of minorities who are underserved. Get the Full Story Complete the form...
For 17 years, there was only one game in town when it came to credit scoring. Now that other models have entered the space, the market has expanded to present a wider range of options for both lenders and consumers – and with those options...
VantageScore is in the movie business. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to...
Establishing a credit history can be an unexpectedly tricky thing – to get a loan consumers need to demonstrate a past history of managing with debt well. To manage debt well, entities need to extend loans to consumers. Since the inception of credit, the above...
