Alternative Credit

Alternative Credit
NY Backs Off (A Bit) On Bitcoin Licensing
October 16, 2014

Financial services providers in New York will need a BitLicense — but that won’t include software developers, bitcoin miners, and individual cryptocurrency users, the Wall Street Journal reported. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Alternative Credit
Simple Bank Is Simply Broken
October 13, 2014

While it is a well accepted idiom that the road to hell is paved with good intentions, the corollary wisdom that the path to simplicity is often paved with cacophonous confusion is often overlooked. That is a shame for the powers that be at Simple,...

Alternative Credit
Why Amazon And Google Terrify Bankers
October 13, 2014

Recently released research indicates that large tech firms such as Google, Apple and Amazon are looking less like partners and more like emerging competitors to banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Alternative Credit
Chase Chief On Dangers In Payments, Shadow Banking
October 13, 2014

Just when you thought it was safe to enjoy the recovery, J.P. Morgan Chase CEO Jamie Dimon shows up with a strong word of caution about the stability of the global economy. Get the Full Story Complete the form to unlock this article and enjoy...

Alternative Credit
How Collaboration Help Treasury Teams Manage Better
October 13, 2014

Corporations typically have intricate treasury and payments challenges. As technology continues to evolve, it’s necessary for some corporate teams to rethink their payments options. But what specifically are those options, and which banks and card companies are providing them?

Acquiring
Payments By The Numbers
October 11, 2014

Want to be the smartest person in the room on Monday morning? Check out a few of the stats that you may have missed last week about Apple Pay, PayPal and consumer spending. Get the Full Story Complete the form to unlock this article and...

Alternative Credit
U.K. P2P Invoice Broker MarketInvoice To Reach Into Europe
October 10, 2014

U.K.-based P2P trade-finance platform MarketInvoice is expanding into Europe and reaching out to retail investors, according to Global Trade Review. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Alternative Credit
Alternative Lending To Small Business Slides As Big Banks Lend More
October 10, 2014

At a time when peer-to-peer mortgage lending in the U.S. is actually feeding loans to small banks, the situation appears to have flipped for small-business loans: alternative lenders are approving fewer loans, while big banks are approving more, according to monthly numbers from Biz2Credit. Get...

Alternative Credit
Banks Aggressively Push Peer-to-Peer Loans
October 09, 2014

Bidding for peer-to-peer loans has become highly competitive, as small banks have joined fast-money and retail investors searching online marketplaces for the strongest and highest-yielding credits, according to American Banker. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...