Alternative Credit

Alternative Credit
OrderWithMe Gets $28M For Pooled SMB Purchasing
November 20, 2014

Las Vegas startup OrderWithMe, which lets small businesses pool their purchasing to get discounts and other efficiencies from suppliers, has raised another $28 million in funding that will be used to support new small-business verticals and launch a new product to bring a new consumer...

Why Global Financial Inclusion Programs Fail
November 18, 2014

For well over a decade, players across the payments space and all around the world have been trying to crack the code on delivering mobile financial services to the un-and-underbanked consumer. And despite many great ideas and the urgent need to move those without bank...

Taking Compliance from Barrier to Enabler in Global Payments
November 17, 2014

As banks, retailers, and international online payments have gone digital over the last two decades, technology has sparked major changes in global payments. The flow of goods, services and finance reached $26 trillion in 2012, and that number could triple in the coming decade, says...

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Bitcoin Wants To Get Under Your Skin
November 14, 2014

PYMNTS.com Bitcoin Price and Volatility index. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to...

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CFPB To Regulate Prepaid Cards
November 14, 2014

New debit-card regulations from the Consumer Financial Protection Bureau won’t just cover reloadable plastic cards, but also payment services like PayPal, Venmo, Square Cash and Google Wallet, according to Bloomberg Businessweek. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Big Banks Back Away from SMB Lending
November 13, 2014

Small-business loan approvals at big banks fell off in October, while non-bank loan approvals are gaining ground, according to a monthly survey by Biz2Credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

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Millennials Like Retailers That Like To Give Them Credit
November 11, 2014

Customers under the age of 35 prefer to shop at retailers who offer financing options, and those options affect their buying decisions, according to a new eNation study of 2,000 consumers. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Colorado’s Payday-Loan Experiment May Foreshadow Nationwide Changes
November 11, 2014

Colorado lawmakers, taking action against payday lenders, revised the state’s lending rules that, in 2010, extended loan terms to a minimum of six months. Short-term lending fell by more than 66 percent. Get the Full Story Complete the form to unlock this article and enjoy...

Acquiring
The Week in Payments Picks, Predictions, Pans and Pushes
November 08, 2014

Payments players around the globe gathered last week to chat about all things payments and commerce.  As you might expect, there were lots of new products, big ideas and big predictionsshared. We thought you’d like to see the things that we thought were worth sharing....