Processing By PYMNTS | September 25, 2014 | [pt_view id=”ae6ceefcd5″] Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions. ΔAdvertisement: Scroll to Continue Recommended November Sales Get a Boost as Consumers Turn to Online Retail Indiana-Based Citizens State Bank Adopts MANTL’s Account Opening Products Citi Q4 Shows Banking’s Future Is Embedded, Not Episodic Ripple Clears Cross-Border Payments Hurdle With EU Approval See More In: Apple Pay Tracker