Digital Banking

Digital Banking
41% of Banks Offer Embedded Finance Solutions, Have FinTechs to Thank
August 27, 2024

In today’s financial services arena, embedded finance and banking-as-a-service (BaaS) have emerged as transformative forces, redefining the way banks and financial institutions (FIs) engage with consumers and businesses. At the core of this shift is the use of application programming interfaces (APIs), which enable smooth...

Digital Banking
Revolut Valued at $45 Billion in Secondary Share Sale
August 16, 2024

Revolut signed agreements with investors for a secondary share sale that values the company at $45 billion. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Digital Banking
Neobanks Bet on Direct Deposits to Keep Fickle Consumers Sticky
August 08, 2024

For platforms and neobanks, establishing direct deposits with end users offers an on-ramp to cross-selling opportunities and a wealth of additional revenue streams. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Digital Banking
NCR Voyix: $2.5 Billion Sale to Veritas Verifies Digital Banking’s Long-Term Potential
August 07, 2024

Publicly traded companies are marked to market each and every day. And when quarterly results roll in, investors parse the data, the top line and the operating margins, and often measure success with each and every earnings report. Get the Full Story Complete the form...

Digital Banking
UK Neobank Monzo Customer Count Exceeds 10 Million
August 06, 2024

British digital bank Monzo says it has more than 10 million personal customers.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Digital Banking
Revolut Finally Lands British Banking License 
July 25, 2024

After a three-year wait, Revolut has secured a banking license in its home country. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Digital Banking
FDIC Warnings on Nonbanks Point to Gaps in Deposit Insurance
July 10, 2024

They say there are no guarantees in life. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Digital Banking
Traditional Banks Go Digital as Neobanks Face Regulatory Heat
July 09, 2024

As regulators draw a bead on neobanks, traditional financial institutions are acting more like neobanks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Digital Banking
Trending: Earnings Season Set to Spotlight Digital Banking
July 08, 2024

The big banks will kick off earnings season Friday (July 12), as is the case quarter after quarter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...