Written By David S. Evans

artificial intelligence
The Demographic Debacle Meets the AI Miracle

The world is now witnessing one of the most momentous and consequential changes in...

artificial intelligence
A Tale of Two GPTs

Except perhaps for those who have been completely off the grid for the last...

Cryptocurrency
A Pragmatic Guide to the Future of Crypto

This paper provides a pragmatic assessment of the future of crypto. As used here,...

David S. Evans
Why Apple Pay Is Fizzling and What It Means for...

“When he rolls into a gas station to fill his tank, [Jack] doesn’t get...

Apple Pay
Apple Pay’s Most Unusual Ignition Strategy

What a week for Apple Pay! CurrentC strong arms its merchants to switch off...

Alternative Finances
Bitcoin’s Rollercoaster Ride to Nowhere

The Bitcoin exchange rate gets a lot of attention. Look at all the stories...

David S. Evans
Apple Pay, Now That We’ve Sobered Up

Just about everyone seemed absolutely giddy over Tim Cook’s breathless announcement of how Apple...

Alternative Finances
Digital Currency Deep Dive: Is Bitcoin Cheaper and More Efficient...

Remember the day when a coin was just a bothersome piece of metal that...