Bank Regulation

Bank Regulation
OCC Ends Restrictions on 4 Banks
March 18, 2026

The Office of the Comptroller of the Currency (OCC) terminated enforcement actions against four banks in March. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Bank Regulation
UK Debuts Rules to Protect Lenders Against Bank Runs
March 17, 2026

The Bank of England has unveiled proposed guidelines to protect banks from collapse. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Bank Regulation
Fed’s Relaxed Capital Requirements Could Be Days Away
March 12, 2026

The Federal Reserve is set to unveil relaxed capital requirements for U.S. banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Bank Regulation
The New FinTech Scorecard Starts With a Bank Charter
March 11, 2026

Digital assets are reshaping U.S. financial services, and their impact can be traced by the wake of new banking charter applications. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Bank Regulation
Upstart Seeks Regulatory Blessing to Become a Bank
March 11, 2026

Digital lender Upstart has become the latest U.S. FinTech seeking a banking charter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Bank Regulation
BPI Weighs Lawsuit Against OCC Over Licensing of Crypto and FinTech Firms
March 09, 2026

The Bank Policy Institute (BPI) is considering suing the Office of the Comptroller of the Currency (OCC) over the banking regulator’s decisions to allow crypto, payment and FinTech companies to operate under national bank trust charters, The Guardian reported Monday (March 9), citing an unnamed...

Bank Regulation
Tokenized Securities Move Closer to Mainstream Finance After New Guidance
March 06, 2026

Innovation versus regulation is no longer the defining framework of the blockchain finance space. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Bank Regulation
OCC Scraps Redundant Loan Data Rules to Ease Bank Burdens
March 03, 2026

The Office of the Comptroller of the Currency (OCC) issued final rules Tuesday (March 3) rescinding its Fair Housing Home Loan Data System regulation and simplifying licensing requirements for corporate activities and transactions involving community banks. Get the Full Story Complete the form to unlock...

Bank Regulation
OCC Clarifies Charter Rule and Extends National Path for FinTechs
March 02, 2026

The recent increase in national bank charter activity reflects a deliberate recalibration by FinTech firms that seek to widen the range of services they offer while securing steadier funding and federal supervision. Get the Full Story Complete the form to unlock this article and enjoy...