BNPL

BNPL
Fed, PYMNTS Reports Highlight How Financially Strained Consumers Use BNPL
May 30, 2025

Earlier this year, PYMNTS Intelligence detailed the ways in which pay later plans — and buy now, pay later (BNPL) offerings in particular — have been finding wide use as a way to manage day-to-day, essential expenses. Get the Full Story Complete the form to...

BNPL
Buy Now Pay Later’s Business Models Evolve Beyond Pay in 4
May 28, 2025

Debit turns into credit as buy now pay later business models continue to evolve. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

BNPL
Pagaya Issues $300 Million in Bonds to Fund BNPL Loans
May 22, 2025

Consumer lending platform Pagaya is reportedly pushing into the pay later market. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

BNPL
UK Aims to Tame ‘Wild West’ of the BNPL Sector
May 19, 2025

The British government is preparing to introduce new regulations for pay later companies. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

BNPL
40% of Subprime Borrowers Have Applied for BNPL
May 14, 2025

Despite significant systemic barriers, consumers classified as subprime remain active participants in the credit market, seeking both traditional products and alternative options to manage finances and improve their credit standing, according to a new PYMNTS Intelligence report. Get the Full Story Complete the form to...

BNPL
US BNPL Transactions Hit $175 Billion Amid Shifting Consumer Demands
May 13, 2025

The traditional pillars of consumer credit are undergoing a profound transformation as “pay later” options, once a niche for specific shoppers, are now redefining how Americans spend and borrow. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

BNPL
NY State Budget Provides ‘Supervisory Framework’ for BNPL
May 12, 2025

New York state introduced legislation to provide oversight to the pay later sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

BNPL
Affirm Card GMV Jumps 115%, Says It Can Weather ‘Recession Scenario’
May 08, 2025

In its fiscal third quarter, Affirm’s gross merchandise value jumped double digits, all but one spending category showed gains, underscoring the appeal of paying over time, and 1.8 million new consumers transacted within the platform’s growing ecosystem. Get the Full Story Complete the form to...

BNPL
Affirm, Costco Launch BNPL Partnership for eCommerce
May 08, 2025

Affirm is partnering with Costco to offer online shoppers the option to pay over time for transactions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...