BNPL

BNPL
Sezzle Banks on Subscriptions to Turn BNPL Into a Billion-Dollar Q3
November 05, 2025

Sezzle notched its first billion‑dollar quarter in Q3 and said it is steering back to its subscription model after a monthslong test of an On‑Demand option that diluted lifetime value. Marketing shifted mid-quarter to emphasize subscriptions, and subscriber counts rebounded to about 568,000 by Sept. 30, management...

BNPL
U.S. Bank and Mastercard Debut BNPL Alternative ‘Split Card’
November 05, 2025

U.S. Bank has debuted a credit card that converts purchases into monthly payment plans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

BNPL
Citi and Mastercard Offer ‘Citi Flex Pay’ to Expand Installment Options
October 24, 2025

Citi cardholders will be able to begin using the bank’s pay-over-time solution, Citi Flex Pay, at checkout. This will be available at merchants participating in Mastercard’s Installments Payment Services by the end of the year. Get the Full Story Complete the form to unlock this...

BNPL
Worldpay Teams With Affirm on Embedded Payments for SaaS Firms
October 23, 2025

Pay later company Affirm expanded its partnership with payment services provider Worldpay. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

BNPL
Splitit, DXC Bring Transactional Credit to Bank Debit Cards
October 23, 2025

For consumers navigating a period of economic uncertainty, paying over time has evolved from a convenience to a cash flow strategy. And now, through a new partnership between Splitit and DXC Technology, banks using their Hogan core are poised to bring that capability to hundreds...

BNPL
Affirm Expands Wayfair Checkout Partnership, Integrating BNPL
October 22, 2025

Affirm is extending its existing relationship with Wayfair, integrating its buy now, pay later (BNPL) option directly into the home goods retailer’s checkout experience. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

BNPL
Affirm Calls for New Caps on BNPL Late Fees
October 21, 2025

Affirm wants the U.S. to find ways to cap late fees on pay-later loans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

BNPL
Sezzle Says BNPL Platform’s Tools Can Draw Holiday Shoppers
October 15, 2025

Sezzle is promoting its buy now, pay later (BNPL) platform as a way for merchants to draw price-conscious shoppers during the upcoming holiday shopping season. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

BNPL
The BNPL Story Everyone’s Getting Wrong
October 15, 2025

Easy loans are luring millions of Americans into a dangerous cycle of debt. Young people, particularly college students, are being seduced by easy credit and instant gratification, spending money they don’t have on things they don’t need. This easy credit revolution threatens to create a...