BNPL

BNPL
Visa’s Koenigsberg Says Small Businesses Are Ready to Embrace BNPL
August 19, 2024

In the global view, small businesses aren’t so small. They represent 90% of all businesses and more than 50% of employment globally. And in emerging markets, they are contributing 40% of GDP. Get the Full Story Complete the form to unlock this article and enjoy...

BNPL
Zip to Offer BNPL to US Merchants Using Stripe
August 15, 2024

Zip’s buy now, pay later (BNPL) offering will be generally available later this year as a payment method for U.S. merchants using Stripe. Its availability in the United States is currently limited to beta users. Get the Full Story Complete the form to unlock this article and enjoy...

BNPL
Banks Eye BNPL as Way to Reach Gen Z
August 07, 2024

As the financial landscape continues to evolve, traditional banks face an increasing challenge from digital-native FinTechs. The recent surge in buy now, pay later (BNPL) services presents both a threat and an opportunity for banks striving to regain a foothold in a market shifting toward...

BNPL
Paycheck-to-Paycheck Consumers More Than Twice as Likely to Use BNPL
August 02, 2024

As shoppers look for financial tools to help them manage their budgets, those who are struggling to make ends meet are more likely to adopt buy now, pay later (BNPL) options than their financially stable counterparts. Get the Full Story Complete the form to unlock...

BNPL
BNPL Firms’ New Regulatory Reality Unclear as CFPB’s Commentary Period Closes
August 01, 2024

The comments are in. The battle lines have been drawn. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

BNPL
BNPL Regulation Debate Heats Up as Comment Period Closes
July 31, 2024

Klarna argues for a bespoke regulatory framework, while AARP supports the rule, emphasizing the need for consumer protections as buy now, pay later (BNPL) usage grows among older Americans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

BNPL
Equipifi Debuts ‘Pre-Purchase’ BNPL Tool for Banks, Credit Unions
July 30, 2024

Buy now, pay later (BNPL) platform equipifi has introduced a “pre-purchase” solution called “Plan Your Purchase.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

BNPL
Affirm Asks CFPB to Consider Unique Business Model of BNPL
July 29, 2024

With the Consumer Financial Protection Bureau (CFPB) winding down its commentary period for potential buy now, pay later regulations, Affirm Friday (July 26) submitted a detailed response advocating for adjustments that it says will better accommodate the unique aspects of BNPL products. Get the Full...

BNPL
BNPL Regulations Revived by New UK Government
July 25, 2024

Great Britain is reportedly resurrecting plans to regulate buy now, pay later (BNPL) providers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...