BNPL

BNPL
Walmart Pushes BNPL Loans With One
April 23, 2024

For Walmart, buy now, pay later (BNPL) may offer the means by which the retail giant pushes even further into financial services and toward super app status. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

BNPL
Klarna Boosts Profits With ChatGPT as BNPL Firms Tap AI
April 08, 2024

Klarna is seeing generative artificial intelligence improve its margins, as buy now, pay later (BNPL) firms turn to new digital capabilities to address their profitability challenges. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

BNPL
Lack of BNPL Threatens Bridge Millennials’ Brand Loyalty
April 05, 2024

With consumers forced to make budgeting decisions amid ongoing economic challenges, older millennials and younger Generation X consumers are seeing buy now, pay later (BNPL) options play a central role in their purchasing decisions. Get the Full Story Complete the form to unlock this article...

BNPL
Klarna Late Fees Spark Uptick in On-Time Payments
April 04, 2024

Klarna is reportedly sending fewer British customers to debt collectors after introducing late fees. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

BNPL
Klarna Launches Page Comparing BNPL, Traditional Credit
April 03, 2024

Klarna has launched a new web page that shares data on its buy now, pay later (BNPL) offerings, including their repayment rates, late fee rates and consumer age demographics. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

BNPL
Post-Purchase Financing Ushers In a New Era of Lending
April 01, 2024

The cart doesn’t lead the horse, which is why payments innovations tend to check the boxes that end users need most. And sometimes the smallest boxes, or micro moments, can have the biggest impact. Get the Full Story Complete the form to unlock this article...

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Despite Regulatory Concerns, Many Consumers Use BNPL as a Financial Lifeline 
March 27, 2024

This week Rohit Chopra, director of the Consumer Financial Protection Bureau (CFPB), updated reporters about his agency’s efforts to scrutinize credit card reward programs.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

BNPL
Qonto Adds In-House Short-Term Financing Offer for Small Businesses
March 26, 2024

Qonto has added its first in-house financing offer, “Pay later,” to the business finance solutions it offers small and medium-sized businesses (SMBs) and freelancers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

BNPL
28% of BNPL Applicants Motivated by No Interest Rate
March 25, 2024

For buy now, pay later (BNPL) applicants, PYMNTS Intelligence finds, interest rates are a key concern. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...