BNPL

BNPL
1 in 4 Millennial Shoppers Trades Down When BNPL Is Unavailable
February 06, 2024

Many buy now, pay later (BNPL) users alter their purchasing when the payment method is not available, with PYMNTS Intelligence research revealing that millennials are disproportionately likely to trade down to cheaper items when not offered the option. Get the Full Story Complete the form...

BNPL
PSCU/Co-op Solutions Unveils New BNPL Option for Credit Unions
February 06, 2024

PSCU/Co-op Solutions has unveiled a new buy now, pay later (BNPL) option for credit card issuers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

BNPL
Affirm, Afterpay Cut Rewards Programs as BNPL Firms Try New Loyalty Models
February 06, 2024

As buy now, pay later (BNPL) companies tinker with different methods to drive long-term engagement, Affirm and Afterpay are rethinking their loyalty strategies. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

BNPL
Half of Merchants Offering Installment Plans See Increased Chargebacks as Primary Pain Point
February 02, 2024

Split-payment plans, or installment plans as they are more popularly called, have gained momentum in the consumer commerce space in recent years. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

BNPL
Klarna and PayPal Close Behind Zip in Provider Ranking of BNPL
January 29, 2024

With Valentine’s Day around the corner and Christmas fairly close in the rearview mirror, consumers’ budgets are likely stretched thin. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

BNPL
Amazon Mexico to Offer Kueski’s BNPL Product as Payment Option
January 29, 2024

Amazon shoppers in Mexico will be able to choose the buy now, pay later (BNPL) offering Kueski Pay as a payment option. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

BNPL
BNPL Finds Traction in Unexpected Niches and Subscription Services 
January 29, 2024

People using buy now, pay later (BNPL) are favoring these options and incorporating them into their financial choices. This growing trend has led BNPL providers to discover unexpected success in categories they may not have initially anticipated, creating new avenues for revenue in the process. ...

BNPL
22% of Consumers Use BNPL for Alcoholic Beverage Payments
January 26, 2024

As consumers look for ways to afford the alcoholic beverages they want, a share of buy now, pay later users are paying for their beer, wine and spirits in installments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

BNPL
BNPL Firms Take to Subscriptions to Boost Margins
January 26, 2024

As buy now, pay later (BNPL) firms look to drive profits beyond the small cut they take of each transaction, Klarna is the latest to turn to a subscription model to generate reliable revenue. Get the Full Story Complete the form to unlock this article...