Alternative Credit

Alternative Credit
If Cash Is Dead, Then Why Are So Many People Using It?
August 08, 2014

Payment systems globally for decades have been on a constant path in transforming traditional paper-based transactions into electronic ones, with payment cards as one of the chief drivers. More recently, mobile-based payments have done the job in less-developed countries, particularly in Africa. Get the Full...

Alternative Credit
Increasing Basket Size – One Bill At A Time
August 07, 2014

Milk, blueberries, yogurt, Popchips, Comcast monthly bill? Yep. A growing roster of retailers now enable their customers to pay a variety of monthly bills at checkout. And, the benefits go well beyond customer convenience – increasing both foot traffic and impulse buys, especially for those...

CoD eCommerce Launches in Thailand
August 05, 2014

WearYouWant has a novel solution for a problem facing e-commerce vendors across the developing world.  Thailand has high mobile penetration—nearly half of all citizens have a mobile device—and social media is popular.  However natural a fit for e-commerce the countries like Thailand may seem, however,...

Is Bitcoin The Future of Money Transfer?
August 05, 2014

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Alternative Credit
New Alternate Lender Raise $350M
August 04, 2014

Privlo has an unusual looking balance sheet from the outside.  The business is an alternative financing service that allows users access to  home loans outside of the post-recession banking system where credit requirements are both high and rigid. Get the Full Story Complete the form...

Alternative Credit
Interest-Free Payday Loan Innovation Launches
August 04, 2014

Workers finding themselves cash strapped in the few days before a paycheck have up until now found themselves facing two unappealing alternatives.  The lesser of the two evils entails borrowing money from family or friends, and facing the shame that accompanies such requests.  Alternately there...

Alternative Credit
Western Union’s Q2 Earnings Slump
August 01, 2014

This article was updated with more content from its original version. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

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GameStop Fights Amazon With Beacon
August 01, 2014

GameStop Corp. will soon test beacons that will allow it to introduce more digital marketing into its physical stores, according to the Wall Street Journal. The move is part of the company’s effort to fight Amazon.com and other retailers. Get the Full Story Complete the...

Alternative Credit
Fiserv’s Payments and Industry Products Push Q2 Growth
July 31, 2014

Fiserv came in roughly equal with analysts’ predictions on its Q2 earnings, but missed slightly on revenue.  Total revenue was up 3.2 percent year-over-year to $1.18 billion, which is a slight undershoot of analysts’ predictions of $1.23 billion.    Fiserv did see strength in its...