Agent-driven identity threats are becoming a defining challenge for enterprises as they scale revenue and expand across markets, increasing fraud risk and customer friction. “Scale Amplification: How Revenue Amplifies Agent-Driven Identity,” a collaboration between PYMNTS Intelligence and Trulioo, examines how digital identity challenges evolve as...
Verification once concentrated almost entirely on the moment an account was opened. That model, according to Zac Cohen, chief product officer at Trulioo, no longer reflects how risk unfolds across modern financial platforms. “What really changes over time is what breaks the verification when it’s...
For digital commerce and financial services, onboarding represents the first real test of trust between a platform and a customer. The process determines whether identity verification protects the ecosystem, including consumers, banks and merchants, while still allowing legitimate users to enter quickly and with confidence....
Identity is fast becoming one of the most valuable assets a business owns. Not brand identity or customer sentiment — but the digital identifiers that make transactions possible: merchant IDs (MIDs), payment tokens, processor vault records, device fingerprints and customer profiles. For many merchants, this...
Digital identity now runs through every part of the customer and partner journey, from logging in and making transactions to onboarding vendors and issuing loans. This shift is changing how companies manage risk. Instead of being contained within a single step, identity risk now spans...
In the early days of digital banking, identity fraud largely meant stolen credentials: a breached password, a compromised Social Security number or a copied credit card. But digital banking is no longer early innings, and the growing category of identity fraud firms are facing is...
Watch more: What’s Next in Payments With i2c’s Matthew Pearce Fraud is no longer limited to stolen credentials or isolated account takeovers. It’s now shaped and aided by systems that can replicate human behavior, forcing financial institutions to reconsider how identity is established and trusted...
The most important moment in a B2B relationship doesn’t always happen in a sales call or a product demo, or even when the payment clears. It can happen a few seconds after a user clicks “log in.” That’s when expectations collide with reality. Enterprise buyers...
Watch more: What’s Next in Payments With FIS’ Christine Hurtubise Artificial intelligence is altering the mechanics of digital identity, forcing financial institutions to reconsider long-standing assumptions about how a customer proves that a transaction is legitimate. Tools capable of replicating voices, images and behavioral patterns...