Credit Cards

Dynamic Interchange Takes Card Pricing Beyond Static Tables
Credit Cards
Dynamic Interchange Takes Card Pricing Beyond Static Tables
January 28, 2026

For decades, interchange rates have resembled a laminated chart: fixed categories, annual updates. That model is shifting. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

26% Seek New Credit Cards to Build or Improve Credit Scores
Credit Cards
26% Seek New Credit Cards to Build or Improve Credit Scores
January 26, 2026

A growing share of Americans are making credit decisions before they ever fill out an application, and many of those decisions are based on assumptions rather than experience. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Sen. Warren Says CFPB Hurts President Trump’s Affordability Push
Credit Cards
Sen. Warren Says CFPB Hurts President Trump’s Affordability Push
January 25, 2026

President Donald Trump has been lobbying for a 10% cap on credit card interest rates. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Capital One Acquisition of Brex Signals Shift in Commercial Card Issuance
Credit Cards
Capital One Acquisition of Brex Signals Shift in Commercial Card Issuance
January 23, 2026

Capital One’s acquisition of Brex, announced Thursday (Jan. 22), signals that the economics and mechanics of commercial card issuance are changing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Bank of America and Citi Consider Offering Credit Cards With 10% Interest Rate
Credit Cards
Bank of America and Citi Consider Offering Credit Cards With 10% Interest Rate
January 22, 2026

Bank of America and Citigroup are reportedly considering offering credit cards with a 10% interest rate in response to President Donald Trump’s demand for a cap on rates. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

BofA CEO Warns 10% Credit Card Cap Will Curb Spending
Credit Cards
BofA CEO Warns 10% Credit Card Cap Will Curb Spending
January 22, 2026

Bank of America’s Brian Moynihan is the latest CEO questioning a proposed 10% credit card interest rate cap. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Consumers Still Love Their Physical Cards Even as Digital Wallet Use Expands
Credit Cards
Consumers Still Love Their Physical Cards Even as Digital Wallet Use Expands
January 22, 2026

Watch more: Need to Know: Thales’ Gustavo Menezes Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

JPMorgan’s Dimon Says 10% Rate Cap Would Hurt 80% of Americans
Credit Cards
JPMorgan’s Dimon Says 10% Rate Cap Would Hurt 80% of Americans
January 21, 2026

JPMorgan Chase CEO Jamie Dimon said a 10% credit card interest rate cap would be catastrophic, Reuters reported Wednesday (Jan. 21). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Citigroup’s Fraser Says Rate Cap Would Restrict Access to Credit
Credit Cards
Citigroup’s Fraser Says Rate Cap Would Restrict Access to Credit
January 20, 2026

Citigroup Chair and CEO Jane Fraser said Tuesday (Jan. 20) that she does not expect Congress to support the 10% cap on credit card interest rates proposed by President Donald Trump. Get the Full Story Complete the form to unlock this article and enjoy unlimited...