Credit Cards

Credit Cards
New Bank Capital Rules May Pressure Credit Access for Paycheck-to-Paycheck Consumers
November 15, 2024

Consumers are borrowing more on their credit cards — just to pay the monthly bills. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Credit Cards
Mastercard: Credential Lifecycle Management Helps Merchants Dodge Decline Frictions
November 15, 2024

Card declines impact both merchants and consumers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

Credit Cards
52% of Consumers Want Disputes to Be Easy and Resolved Fast
November 06, 2024

Card disputes have long been viewed as a necessary evil in retail banking and commerce — a cost center to be managed and minimized. But new research from PYMNTS Intelligence and Banyan, “How Card Disputes Are an Opportunity to Cultivate Customer Loyalty,” reveals that these...

Credit Cards
Study Shows Power of Word of Mouth in Credit Card Customer Acquisition
November 06, 2024

Understanding which consumers are drawn to which cards can help financial institutions hone their marketing. PYMNTS Intelligence data shows that nearly 1 in 3 consumers opened a new credit card within the last 12 months, and 4 in 5 were already cardholders. Many of these...

Credit Cards
Credit With Training Wheels: Secured Credit Cards and the Credit-Wary Consumer
November 04, 2024

Financial institutions can convert credit card outsiders to become holders of secured credit cards by encouraging them to think long term. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Credit Cards
Private-Label Card Trends May Signal Uneven Holiday Spending
October 29, 2024

Private-label credit cards, or store cards, make up a small percentage of overall consumer credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Credit Cards
Visa Unveils New Push-to-Wallet Virtual Card Solutions
October 29, 2024

Visa says it is expanding its push-to-wallet capabilities to cover virtual card use. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Credit Cards
Credit Card Delinquencies Crept Up in September Amid Renewed Spending
October 27, 2024

Consumers spent with confidence last month as retail sales climbed. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Credit Cards
Mastercard Expands US Installment Payments to More Digital Points of Sale
October 25, 2024

Mastercard is expanding its U.S. Installments program to all eligible digital points of sale. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...