Credit Cards

Credit Cards
65% of Americans Have Made a Purchase with a Credit Card in the Last 12 Months 
December 09, 2021

Credit cards are the gold standard for payments in America. Sixty-five percent of the U.S. population — 168 million adults — have made a purchase using a credit card in the last 12 months, according to The Convenience Catalyst, a PYMNTS and Elan collaboration based...

Credit Cards
Mastercard’s Ethoca Teams With European PSP Nets to Lower Chargebacks
December 06, 2021

European payment service provider (PSP) Nets is partnering with Ethoca, a Mastercard company, to help merchants and banks minimize chargebacks, lower consumer transaction confusion, and better share details of confirmed fraud and dispute information. Get the Full Story Complete the form to unlock this article...

Credit Cards
UK Credit Card Interest Rates Surpass 21%, Highest Since 1998
December 05, 2021

With credit card interest rates at new highs, campaigners want there to be more caps on the rates, The Guardian writes. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Credit Cards
It Takes More Than Convenience to Woo Credit Card Users
December 02, 2021

Consumers want more than just a great interest rate when they choose a credit card issuer, PYMNTS research has revealed. Three out of four consumers consider user experience features such as cash back rewards, better data privacy protection and credit-building tools. Get the Full Story...

Credit Cards
Surcharging Becoming More Acceptable to Merchants, Cardholders
November 29, 2021

As consumers learn more about the costs of accepting credit cards, they’re getting more comfortable with the practice of paying surcharges for the sake of convenience — as well as a chance to help small businesses stay afloat. Get the Full Story Complete the form...

Credit Cards
Visa Expects to Resolve Interchange Fee Dispute With Amazon
November 21, 2021

Visa said it expects to resolve its disputes with Amazon in both the United Kingdom and the United States, according to separate reports quoting the company’s CEO and its chief financial officer (CFO). Get the Full Story Complete the form to unlock this article and...

Credit Cards
Visa/Amazon Interchange Dispute Shows Balance of Power Shifting to Platforms
November 21, 2021

In the battle over interchange fees — this time between Visa and Amazon — it is the platform companies that are gaining the leverage over the payments networks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Credit Cards
Visa-Amazon UK Spat Puts Interchange Rates Back in the Spotlight
November 18, 2021

Some battles seem eternal, destined to be waged again and again — in some cases with predictable outcomes. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Credit Cards
Fed’s Debt Data Report Signals Pressures for Paycheck-to-Paycheck Consumers
November 09, 2021

In the United States, we’re wielding the plastic — or the digital versions of it, at least — more than we have in quite some time. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...