Sometimes a problem that needs to be solved is pretty obvious: A hurricane is bearing down on the coast, and there are solutions needed to minimize the damage. But sometimes, innovators get the process backwards, and find they have a great solution, but not a problem...
Everyone is looking for more these days: more sales, more experiences, more commerce touchpoints, more security, more seamlessness. Consumers want faster authentication methods, buyers want to onboard more suppliers faster and businesses want more incentives to keep good employees. Wanting more is easy, but providing more is harder – particularly as the...
For all the time, energy and effort spent fighting fraudsters, they are persistent in looking for ways to fight back. The costs are myriad, and can be measured in funds delayed to businesses that need them (for fear of fraud), innovations not experimented with because of the heightened risk environment, or...
There are many things modern consumers perceive as true, even when they aren’t. One might be tempted to think cash is on the ropes in the age of digital, when the truth is cash is still very much king in some places, and continues to grow (even as it...
An awful lot of dark money moves round the world each year – between 2 and 5 percent of global GDP by UN estimates. And that figure could get bigger before it gets smaller, as payments and FIs and security experts are trying to figure out the increasingly digital world, and...
A little choice goes a long way in a digital economy. Being able to choose the pace of payments is critical for businesses, as letting customers choose how deeply involved they are in a membership means one can often sign up more customers. And offering more choice – say, by...
Just because a week goes short, doesn’t mean it can’t be eventful. Last week it felt a bit like the news cycle decided to push 5 days of information into a 4-day period and hoped that everyone was ready for it. Get the Full Story...
Faster payments pack a lot of potential – technologically speaking and in terms of usefulness. And they are clearly providing for a need wanted for filling, attested by the explosive growth they’ve demonstrated worldwide over the last few years. The opportunities are wide-ranging – for financial institutions, for workers and for merchants,...
While the “mobile everything” future has been long predicted, as of the second half of 2018, we are actually beginning to see the shape of what that will look like. There will be more competition, as players like Uber try to tap more directly into the mobile payments...
