Digital-First Banking

Digital-First Banking
66% of Zillennials Use Their Phones as Bank Branch
April 29, 2025

A recent report from PYMNTS reveals that zillennials, the demographic cohort straddling the late 20s and early 30s, are a driving force behind the evolution of digital banking, with a unique blend of tech-savviness and reliance on traditional financial institutions. Get the Full Story Complete...

Digital-First Banking
Earnings Season Underscores Banking’s Shift to Mobile and Digital Channels
April 23, 2025

In the landmark PYMNTS Intelligence study “How the World Does Digital,” thousands of consumers across 11 countries crystallized the continued shift to banking online, especially through mobile channels.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Digital-First Banking
Stripe Applies for US Banking License to Expand Merchant Acquiring Capabilities
April 04, 2025

Stripe’s application for a Merchant Acquirer Limited Purpose Bank (MALPB) charter has been accepted by the state of Georgia’s Department of Banking and Finance, bringing the financial infrastructure giant one step closer to directly accessing payment card networks. Get the Full Story Complete the form...

Digital-First Banking
61% of Mid-Sized Banks Eye Fully Automated Lending
April 03, 2025

Digital lending is at a crossroads as financial institutions and banks grapple with modernizing their loan processes, revealing a significant divide between readiness for consumers and small businesses. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Digital-First Banking
Revolut Aims to Pursue Global Growth After Building Out UK Banking Operations
March 18, 2025

After gaining a restricted banking license in the U.K. in July, Revolut is reportedly working to build out its banking operations there, expand globally and then launch an initial public offering (IPO). Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Digital-First Banking
Revolut Goes On Hiring Spree to Prep ‘Mobilization’ for UK Banking
March 13, 2025

Revolut is reportedly hiring 100 new staffers as it prepares to expand its U.K. banking business. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Digital-First Banking
PagBrasil’s Compliance-First Approach Fast-Tracks Payment License
February 17, 2025

The need for speed and digital tools has become essential to the Latin American banking experience. Case in point: As detailed in PYMNTS’ recent exclusive sweep of 11 countries’ digital engagement, “How The World Does Digital”, more than 55% of the Brazilian population engages in...

Digital-First Banking
Paytm CEO Expects Digital Bank Recovery Following Regulatory Suspension
January 21, 2025

The founder of Paytm expects the company’s banking unit to spring back to life. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Digital-First Banking
Shastic and MeridianLink Partner on Workflow Automation for Financial Institutions
December 03, 2024

Shastic and MeridianLink have partnered to deliver artificial intelligence (AI)-powered workflow automation to banks and credit unions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...