A collaboration between PYMNTS Intelligence and Trulioo, “Built or Bought: How KYC/KYB Ownership Shapes Risk, Cost and Growth” examines how companies’ choices about identity verification ownership shape fraud risk, operating costs and growth. The report is based on a survey of 350 global firms conducted...
One uncomfortable truth about digital identity is that it both tends to, and needs to, conform to the dominant architectures of existing digital experiences and platforms. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...
The modern trust economy was built to eliminate ambiguity. Instead, it is producing more of it. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...
Banks, payment firms and digital platforms are rebuilding identity verification around what many executives now describe as “ID supply chains,” a networked approach to trust that distributes identity checks, risk signals and verification data across multiple participants rather than locking them inside a single institution....
Identity and authentication in financial services are having a moment. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...
In the early days of digital commerce, identity verification was a front-door exercise. It represented a necessary, but narrow, checkpoint designed to confirm that a customer was who they claimed to be. Get the Full Story Complete the form to unlock this article and enjoy...
Agent-driven identity threats are becoming a defining challenge for enterprises as they scale revenue and expand across markets, increasing fraud risk and customer friction. “Scale Amplification: How Revenue Amplifies Agent-Driven Identity,” a collaboration between PYMNTS Intelligence and Trulioo, examines how digital identity challenges evolve as...
Verification once concentrated almost entirely on the moment an account was opened. That model, according to Zac Cohen, chief product officer at Trulioo, no longer reflects how risk unfolds across modern financial platforms. Get the Full Story Complete the form to unlock this article and...
Identity is fast becoming one of the most valuable assets a business owns. Not brand identity or customer sentiment — but the digital identifiers that make transactions possible: merchant IDs (MIDs), payment tokens, processor vault records, device fingerprints and customer profiles. Get the Full Story...
