Consider these figures: $45.9 billion. $1 trillion. 4.2 million. In order, that’s the value of unpaid health care bills in U.S. hospitals each year; the amount of subprime auto loans that have a 25 percent default rate, and the number of driver’s licenses in California that are...
T-Minus One (Day) until the migration to EMV in the U.S. officially happens. Although a lot of progress has been made, a lot of work remains to be done. As issuers ready to enter this brave new (chip-enabled) world, Oberthur’s James Sufrin shares a few...
A new survey shows cybersecurity experts are questioning how secure mobile payments really are. According to a recent survey of more than 900 cybersecurity professionals, nearly half (47 percent) said mobile payments are not secure and carry significant perceived security risks and an overwhelming 87...
With more major retailers announcing same-day delivery programs every month, it seems clear that the modern consumer doesn’t need the traditional mall any more. While rows and rows of shops and kiosks might have appealed to their parents, younger consumers just aren’t enamored with retail...
YouTube vloggers are raking in AdSense dollars every day, and even a popular Vine user can build up enough followers to grab the attention of retailers for product placements. There’s an undeniable appeal to monetizing social network activity, but few companies have figured out how...
A retailer who is not prioritizing digital gift cards — and there are a lot of them — is “leaving money on the table”. That’s what Steve Rowen, managing partner of Retail Systems Research, sussed out in co-authoring the company’s latest digital gift card study....
In today’s cybercrime-ridden online environment, cybersecurity has skyrocketed to the top agendas of numerous government agencies. In the latest U.S. initiative to improve the security surrounding highly sensitive data, the National Strategy for Trusted Identities in Cyberspace (NSTIC) announced earlier this week it has funded...
The next time you offer someone a penny for their thoughts, step back and rethink your meager offer of copper. Nobody wants your penny – or do they? The Harris Poll released Tuesday (Sept. 22) finds that a majority of Americans (using a sample of...
Just weeks away from the Oct. 1 deadline for the EMV liability shift, new data showing progress in the marketplace may actually mark the beginning of significant growth in chip-card adoption in the U.S.
